2290 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2290 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,292 sqft
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$144,900 (Jan 2023)
Tax Bill	$340 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`120-023-200-040-00`

Property Details

APN / Parcel Number

Primary APN	`120-023-200-040-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	50,094 sqft (1.15 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2290 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 400 FT E OF NW COR OF NW 1/4 OF NE 1/4 TH E 125 FT TH S 400 FT TH W 125 FT TH N 400 FT TO BEG. SEC 23 T17N R4E
Legal Range	04E
Legal Township	17N
Legal Section	23
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3038
Census Tract	286300

Owner

2290 E Cody Estey Rd is owned and occupied by two individuals who bought it in January 2023.

Source: Bay County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1060, STANDISH, MI 48658-1060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Deed Document Number	2023302
Prior Transfer Date	Dec 10, 2002
Prior Transfer Doc	0000015312
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jan 9, 2023
Property Address	2290 E CODY ESTEY RD, PINCONNING, MI 48650-9608
Document Number	0000000302
Instrument Date	Jan 6, 2023
Instrument	202300302
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 W PINCONNING RD, PINCONNING, MI 48650-8973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1060, STANDISH, MI 48658-1060

Mortgage

Document Number	0000000303
Date	Jan 9, 2023
Instrument	202300303

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Nov 3, 2022
Property Address	2290 E CODY ESTEY RD, PINCONNING, MI 48650-9608
Document Number	0000015312
Instrument Date	Dec 10, 2002
Instrument	202215312
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2290 E CODY ESTEY RD, PINCONNING, MI 48650-9608

Tax Assessment & Valuation

The 2026 property tax bill for 2290 E Cody Estey Rd was $340 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$340.00 Homeowner's exemption	$73,100	$146,200
2023		$58,600 (+9.53%)	$117,200 (+9.53%)
2022	$1,227.00 Homeowner's exemption	$53,500	$107,000
2020	$1,092.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2290 E Cody Estey Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2290 E Cody Estey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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