2287 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2287 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,105 sqft
Lot Size	7.5 acres (326,700 sqft)
Owner	2 Individual Names on File
Last Sale	$210,511 (Apr 2022)
Tax Bill	$2,897 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-014-400-070-00`

Property Details

APN / Parcel Number

Primary APN	`120-014-400-070-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,105 sqft Living Area
1st Floor Area	1,105 sqft
Basement Area	1,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	326,700 sqft (7.5 acres)
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	2287 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 1/4 OF SW 1/4 OF SE 1/4. EX COM 321.02 FT N OF S 1/4 POST TH N 330 FT TH E 325 FT TH S 330 FT TH W 325 FT TO BEG.
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3035
Census Tract	286300

Owner

2287 E Cody Estey Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Bay County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3152 S WHITNEY BEACH RD, BEAVERTON, MI 48612-8201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Jun 26, 2012 · Amount on File
Deed Document Number	20226703
Prior Transfer Date	Oct 21, 1994
Prior Transfer Doc	1342000627
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Apr 25, 2022
Property Address	2287 E CODY ESTEY RD, PINCONNING, MI 48650-9608
Document Number	0000006703
Instrument Date	Apr 22, 2022
Instrument	202206703
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2287 E CODY ESTEY RD, 2287, PINCONNING, MI 48650-9608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 S WHITNEY BEACH RD, BEAVERTON, MI 48612-8201

Mortgage

Document Number	0000006704
Date	Apr 25, 2022
Instrument	202206704

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000006759
Date	Apr 26, 2022
Instrument	202206759

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	250 Months
Due	Feb 1, 2043

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2287 E CODY ESTEY RD, PINCONNING, MI 48650-9608
Document Number	0000001225
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	MID-STATE TITLE SERVICES INC, MID-STATE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2287 E CODY ESTEY RD PINCONNING MI 486509608, PINCONNING, MI 48650-9608

Mortgage

Document Number	0000001225
Date	Jan 28, 2020
Instrument	1225

Lender

Name	WANIGAS CU
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 27, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2287 E Cody Estey Rd was $2,897 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,897.00 Homeowner's exemption	$92,400	$184,800
2023		$76,600	$153,200
2022	$1,938.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2287 E Cody Estey Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2287 E Cody Estey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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