Bay County property record for 2198 E Cody Estey Rd, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,337 sqft |
| Lot Size | 3.66 acres (159,430 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Sep 2013) |
| Tax Bill | $4,169 (2026) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-023-100-180-01 |
| Primary APN | 120-023-100-180-01 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,337 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,558 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 159,430 sqft (3.66 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2198 E CODY ESTEY RD |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 200 FT W OF N 1/4 COR OF SEC TH W 100 FT TH S 300 FT TH W 150 FT TH S 119.23 FT TH E 72.47 FT TH S 200 FT TH E 374.98 FT |
| Jurisdiction | BAY MI |
| Township / Civil Division | PINCONNING |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 286300 |
2198 E Cody Estey Rd is owned and occupied by two individuals who bought it in September 2013.
Source: Bay County records, as of May 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2198 E CODY ESTEY RD, PINCONNING, MI 48650-9712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2013 · Amount on File |
| Deed Sale | Sep 13, 2013 · Amount on File |
| Prior Sale | Jun 11, 2013 · Amount on File |
| Deed Book / Page | 2989 / 217 |
| Prior Transfer Date | Sep 3, 2013 |
| Prior Transfer Doc | 0029890217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 13, 2021 |
| Property Address | 2198 E CODY ESTEY RD, PINCONNING, MI 48650-9712 |
| Document Number | 202108904 |
| Instrument Date | May 12, 2021 |
| Instrument | 202108904 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2198 E CODY ESTEY RD, 2198, PINCONNING, MI 48650-9712 |
| Name | Verified Name |
|---|---|
| Address | 2576 BULLOCK RD, BAY CITY, MI 48708-8484 |
| Document Number | 202108905 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 202108905 |
| Name | UNITED BAY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 2198 E Cody Estey Rd was $4,169 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Pinconning Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,169.00 Homeowner's exemption | $139,400 (-2.18%) | $278,800 (-2.18%) |
| 2025 | $142,500 | $285,000 | |
| 2024 | $4,057.00 | ||
| 2023 | $112,900 | $225,800 | |
| 2022 | $3,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2198 E Cody Estey Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 17 (1983–2020) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | May 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2198 E Cody Estey Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband.
5G (outdoors only) and 4G LTE
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