2282 Cloudberry Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 2282 Cloudberry Dr, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2021
Lot Size	0.223 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$306,900 (Jan 2021)
Tax Bill	$3,444 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2S-27-1258-00B00-0140`

Property Details

APN / Parcel Number

Primary APN	`16-2S-27-1258-00B00-0140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Heated Area
1st Floor Area	2,188 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	9,757 sqft (0.223 acres)
Lot Dimensions	1,400 ft deep x 700 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	162S27125800B000140
Street Address	2282 CLOUDBERRY DR
City	GULF BREEZE
State	FL
Zip	32563-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST BAY ESTATES PHASE 1 RECORDED IN PB 13 PGS 22 - 24 LOT 14 BLK B AS DES IN OR 4056 PG 2027
Legal Range	27W
Legal Township	02S
Legal Section	16
Legal Subdivision	FOREST BAY ESTATES
Legal Phase	1
Legal Block	B
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1048
Census Tract	10820

Owner

2282 Cloudberry Dr is owned and occupied by an individual who bought it in January 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2282 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Deed Document Number	202102861
Deed Book / Page	4056 / 2027
Record Updated	Jun 8, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 15, 2021
Property Address	2282 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791
Document Number	0040562027
Book / Page	4056 / 2027
Map Reference	MB 13 PG 22-24
Instrument Date	Jan 14, 2021
Instrument	202102861
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,148.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2282 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791

Mortgage

Document Number	0040562029
Date	Jan 15, 2021
Instrument	4056/2029

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,444.00 (-4.28%) Homeowner's exemption	$304,013 (+2.55%) Land $60,000 Building $244,013	$304,013 (+2.55%) Land $60,000 Building $244,013
2023	$3,598.00 (+0.98%) Homeowner's exemption	$296,466 (+1.61%) Land $55,000 Building $241,466	$296,466 (+1.61%) Land $55,000 Building $241,466
2022	$3,563.00 Homeowner's exemption	$291,771	$291,771 Land $50,000 Building $241,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2282 Cloudberry Dr in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2282 Cloudberry Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable	2,000 / 1,000
Ripple Broadband Fixed Wireless	350 / 50
Verizon Fixed Wireless	300 / 20