Santa Rosa County property record for 2276 Cloudberry Dr, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,296 sqft · built 2021 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,900 (Mar 2021) |
| Tax Bill | $535 (2024) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-2S-27-1258-00B00-0150 |
| Primary APN | 16-2S-27-1258-00B00-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,296 sqft Heated Area |
| 1st Floor Area | 2,874 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,757 sqft (0.223 acres) |
| Lot Dimensions | 1,400 ft deep x 700 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 162S27125800B000150 |
|---|---|
| Street Address | 2276 CLOUDBERRY DR |
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-9791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOREST BAY ESTATES PHASE 1 RECORDED IN PB 13 PGS 22-24 LOT 15 BLK B AS DES IN OR 4090 PG 1821 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | FOREST BAY ESTATES |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 10820 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2276 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 22, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2021 · Amount on Record |
| Deed Sale | Mar 22, 2021 · Amount on Record |
| Deed Document Number | 202118647 |
| Deed Book / Page | 4090 / 1821 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2276 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2276 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Document Number | 0044410315 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 4441/315 |
| Instrument | 202345666 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 4, 2038 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 22, 2021 |
| Property Address | 2276 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Document Number | 0040901821 |
| Book / Page | 4090 / 1821 |
| Map Reference | MB 13 PG 22-24 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 202118647 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,379.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2276 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Document Number | 0040901823 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 4090/1823 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $535.00 (-89.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $365,657 (+2.29%) Land $60,000 Building $305,657 | $365,657 (+2.29%) Land $60,000 Building $305,657 |
| 2023 | $5,021.00 (-0.42%) | $357,469 (+0.41%) Land $55,000 Building $302,469 | $357,469 (+0.41%) Land $55,000 Building $302,469 |
| 2022 | $5,042.00 | $356,026 | $356,026 Land $50,000 Building $306,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 311 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 311 in force |
| Nearby Flood Claims | 49 (1995–2020) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Fiber · Cable | 2,000 / 1,000 |
| Ripple Broadband Fixed Wireless | 350 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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