Santa Rosa County property record for 2277 Cloudberry Dr, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,060 sqft · built 2021 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $401,460 (Mar 2021) |
| Tax Bill | $4,722 (2024) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-2S-27-1258-00D00-0040 |
| Primary APN | 16-2S-27-1258-00D00-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,060 sqft Heated Area |
| 1st Floor Area | 3,486 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,757 sqft (0.223 acres) |
| Lot Dimensions | 1,400 ft deep x 700 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 162S27125800D000040 |
|---|---|
| Street Address | 2277 CLOUDBERRY DR |
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-9791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FOREST BAY ESTATES PHASE 1 RECORDED IN PB 13 PGS 22-24 LOT 4 BLK D AS DES IN OR 4087 PG 1324 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | FOREST BAY ESTATES |
| Legal Phase | 1 |
| Legal Block | D |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 10820 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2277 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 16, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRIDENT HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on Record |
| Deed Sale | Mar 16, 2021 · Amount on Record |
| Deed Document Number | 202117179 |
| Deed Book / Page | 4087 / 1324 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2277 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2277 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Document Number | 0046591727 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 4659/1727 |
| Instrument | 202543791 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 16, 2021 |
| Property Address | 2277 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Document Number | 0040871324 |
| Book / Page | 4087 / 1324 |
| Map Reference | MB 13 PG 22-24 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 202117179 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,810.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2277 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791 |
| Document Number | 0040871326 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 4087/1326 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,722.00 (-2.4%) Homeowner's exemption | $396,314 (+3%) | $438,767 (+2.08%) Land $60,000 Building $378,767 |
| 2023 | $4,838.00 (+2.48%) Homeowner's exemption | $384,771 (+3%) | $429,816 (+2.44%) Land $55,000 Building $374,816 |
| 2022 | $4,721.00 Homeowner's exemption | $373,564 | $419,586 Land $50,000 Building $369,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 311 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 311 in force |
| Nearby Flood Claims | 49 (1995–2020) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Fiber · Cable in parts of the area | 2,000 / 1,000 |
| Ripple Broadband Fixed Wireless | 350 / 50 |
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