2265 Cloudberry Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 2265 Cloudberry Dr, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,817 sqft · built 2020
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Trust Names on File
Last Sale	$449,900 (Apr 2023)
Tax Bill	$4,287 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2S-27-1258-00D00-0020`

Property Details

APN / Parcel Number

Primary APN	`16-2S-27-1258-00D00-0020`
Alternative APN	`S27216125800D000020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,817 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	2,817 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Porch	Finished/Open Porch
Porch Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2265 CLOUDBERRY DR
City	GULF BREEZE
State	FL
Zip	32563-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLK D FOREST BAY ESTATES PHASE 1 RECORDED IN PB 13 PGS 22-24 AS DES IN OR 4386 PG 1292 & AS DES IN OR 4478 PG 495
Legal Range	27W
Legal Township	2S
Legal Section	16
Legal Subdivision	FOREST BAY EST ALL
Legal Block	D
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1048
Census Tract	10820

Owner

2265 Cloudberry Dr is owner-occupied and held in a trust since February 2024.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Mailing Address	2265 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Deed Document Number	202316761
Deed Book / Page	4386 / 1292
Last Transfer Date	Feb 28, 2024
Transfer Doc	0044780495
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 19, 2023
Property Address	2265 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791
Document Number	0043861292
Book / Page	4386 / 1292
Map Reference	MB 13 PG 22-24
Instrument Date	Apr 17, 2023
Instrument	202316761
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,149.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2265 CLOUDBERRY DR, GULF BREEZE, FL 32563-9791

Mortgage

Document Number	0043861294
Date	Apr 19, 2023
Instrument	4386/1294

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$387,459 (+5.47%)	$396,893 (+8.04%) Land $65,000 Building $331,893
2024	$4,287.00 (-14.6%) Homeowner's exemption	$367,369 (+2.28%) Land $60,000 Building $307,369	$367,369 (+2.28%) Land $60,000 Building $307,369
2023	$5,020.00 (+4.85%)	$359,179 (-0.25%) Land $55,000 Building $304,179	$359,179 (-0.25%) Land $55,000 Building $304,179
2022	$4,788.00	$360,081	$360,081 Land $50,000 Building $310,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2265 Cloudberry Dr in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2265 Cloudberry Dr is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
Ripple Broadband Fixed Wireless	350 / 50