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  5. Torrence Chapel Rd

22800 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22800 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,578 sqft · built 2018
Lot Size0.449 acres (19,583 sqft)
Owner2 Individual Names on Record
Last Sale$1,775,000 (Oct 2020)
Tax Bill$19,131 (2023)
Deeds & MortgagesOct 2020 Sale
Jul 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN001-551-16

Property Details

APN / Parcel Number

Primary APN001-551-16

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,578 sqft Heated Area
Gross Area3,024 sqft
1st Floor Area1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area19,583 sqft (0.449 acres)
Garage Area588 sqft
Deck Area96 sqft
Patio Area780 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-551-16
Street Address22800 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL3 M12-19 & TR
Legal SubdivisionBRIGHTMOOR SEC 08
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1006
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22800 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 27, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FIRST CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2020 · Amount on Record
Deed SaleOct 2, 2020 · Amount on Record
Prior SaleNov 14, 2016 · Amount on Record
Deed Document Number0003513611
Deed Book / Page35136 / 11
Record UpdatedJun 7, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 2, 2020
Property Address22800 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6801
Document Number0000162182
Book / Page035136 / 000011
Instrument DateOct 1, 2020
Instrument162182
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,550.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22800 TORRENCE CHAPEL RD CORNELIUS NC 280316801, CORNELIUS, NC 28031-6801

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMECKLENBURG NC
Recording DateJul 27, 2018
Property Address22800 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6801
Book / Page032862 / 000505
Instrument DateJul 27, 2018
Instrument94715
Transaction TypeConstruction Loan
Record UpdatedJan 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22800 TORRENCE CHAPEL RD CORNELIUS NC 280316801, CORNELIUS, NC 28031-6801

Mortgage

Document Number0000094715
DateJul 27, 2018
Book Page032862/000505
Instrument94715
Lender
NameFIRST CITIZENS BK
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20

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