Mecklenburg County property record for 22701 Torrence Chapel Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,770 sqft · built 1969 |
| Lot Size | 0.984 acres (42,897 sqft) |
| Owner | Individual on Record |
| Last Sale | $1,245,000 (Jan 2024) |
| Tax Bill | $8,528 (2023) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Jan 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-151-43 |
| Primary APN | 001-151-43 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,770 sqft Heated Area |
| Gross Area | 5,800 sqft |
| 1st Floor Area | 2,298 sqft |
| Upper Floors Area | 1,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 42,897 sqft (0.984 acres) |
| Garage Area | 506 sqft |
| Pool Area | 880 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 960 sqft |
| Patio Area | 677 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 001-151-43 |
|---|---|
| Street Address | 22701 TORRENCE CHAPEL RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L5A & 6A M14-49 |
| Legal Subdivision | SENLAC |
| Legal Lot Number | 5A,6A 6A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 22701 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK |
| Aug 14, 2023 | Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 2, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on Record |
| Deed Sale | Jan 24, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2023 · Amount on Record |
| Deed Document Number | 2024006344 |
| Deed Book / Page | 38596 / 758 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22701 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6800 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000121887 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 40033/772 |
| Instrument | 2025121887 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 24, 2024 |
| Property Address | 22701 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6800 |
| Document Number | 0000006344 |
| Book / Page | 38596 / 758 |
| Map Reference | MB 14 PG 49 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024006344 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6201 FAIRVIEW RD STE 200, 200, CHARLOTTE, NC 28210-3297 |
| Name | Verified Name |
|---|---|
| Address | 22701 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6800 |
| Document Number | 0000006345 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024006345 |
| Name | FIRST WESTERN TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 14, 2023 |
| Property Address | 22701 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6800 |
| Document Number | 0000076916 |
| Book / Page | 38308 / 63 |
| Map Reference | MB 14 PG 49 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2023076916 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,978.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1278 SOOTHING CT NW, CONCORD, NC 28027-4323 |
| Name | Verified Name |
|---|---|
| Address | 22701 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6800 |
| Investor | Possibly a Property Investor |
| Document Number | 0000076917 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023076917 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22701 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6800 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000221999 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 36792/89 |
| Instrument | 2021221999 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22701 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037873 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 32569/528 |
| Instrument | 2018037873 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,528.00 | $1,004,600 Land $344,900 Building $659,700 | $1,004,600 Land $344,900 Building $659,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures