22722 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22722 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,853 sqft · built 1978
Lot Size0.496 acres (21,645 sqft)
OwnerIndividual Name on Record
Last Sale$870,000 (Jul 2010)
Tax Bill$14,359 (2023)
Deeds & MortgagesAug 2022 Line of Credit
Dec 2017 Transfer
Flood ZoneZone X (minimal risk)
APN001-551-17

Property Details

APN / Parcel Number

Primary APN001-551-17

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,853 sqft Heated Area
Gross Area3,840 sqft
1st Floor Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleSplit Level
Exterior MaterialStucco
Foundation TypeRaised
Lot Area21,645 sqft (0.496 acres)
Garage Area567 sqft

Exterior Amenities

PorchPorch
Porch Area240 sqft
Deck Area240 sqft
Patio Area846 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number001-551-17
Street Address22722 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL4 M12-19 &STRIP
Legal SubdivisionCOUNTRY CLUB SHORES 01
Legal Tract2
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1006
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8700 DIJON CT, DAYTON, OH 45458-2882
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Dec 4, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2010 · Amount on Record
Deed SaleJul 19, 2010 · Amount on Record
Prior SaleAug 2, 2012
Deed Document Number0000082432
Deed Book / Page25765 / 0461
Last Transfer DateDec 4, 2017
Transfer Doc0000162453
Record UpdatedJun 7, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22722 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6799
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address22722 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6799

Mortgage

Document Number0000116979
DateAug 12, 2022
Book Page37570/364
Instrument2022116979
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Address26592
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateDec 4, 2017
Property Address22722 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6799
Document Number0000162453
Book / Page032315 / 000595
Instrument DateNov 18, 2017
Instrument162453
Transaction TypeTransfer
Record UpdatedDec 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8700 DIJON CT DAYTON OH 454582882, DAYTON, OH 45458-2882

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

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