22704 Torrence Chapel Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22704 Torrence Chapel Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,510 sqft · built 1967
Lot Size0.557 acres (24,302 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (May 2019)
Tax Bill$13,534 (2023)
Deeds & MortgagesJun 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-551-19

Property Details

APN / Parcel Number

Primary APN001-551-19

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,510 sqft Heated Area
Gross Area4,192 sqft
1st Floor Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area24,302 sqft (0.557 acres)
Garage TypeCarport
Garage Area650 sqft
CarportCarport

Exterior Amenities

PorchPorch
Porch Area366 sqft
Deck Area300 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number001-551-19
Street Address22704 TORRENCE CHAPEL RD
CityCORNELIUS
StateNC
Zip28031-6799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL6 &P7 M12-19 &STRP
Legal SubdivisionCOUNTRY CLUB SHORES 01
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1006
Census Tract6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address22704 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
May 29, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Deed Document Number0033542620
Deed Book / Page33542 / 620
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22704 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6799
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124871
DateJun 28, 2021
Book Page36228/544
Instrument2021124871
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressHERMITAGE, PA 16148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 29, 2019
Property Address22704 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6799
Document Number0000064909
Book / Page33542 / 620
Map ReferenceMB 12 PG 19
Instrument DateMay 29, 2019
Instrument2019064909
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMERIDIAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address825 PENINSULA DR APT 201, 825, DAVIDSON, NC 28036-7305

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address22704 TORRENCE CHAPEL RD, CORNELIUS, NC 28031-6799

Mortgage

Document Number0000064910
DateMay 29, 2019
Instrument2019064910
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

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