Oakland County property record for 2280 Niagara Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,106 sqft · built 1976 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (May 2022) |
| Tax Bill | $6,102 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Feb 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-24-327-001 |
| Primary APN | 88-20-24-327-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Basement Area | 1,434 sqft |
| Unfinished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 381 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 68 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2280 NIAGARA DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T2N, R11E, SEC 24 BEAVER TRAIL SUB NO 3 LOT 519 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 24 |
| Legal Subdivision | BEAVER TRAIL SUB #3 |
| Legal Lot Number | 519 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 198000 |
2280 Niagara Dr is owned and occupied by an individual who bought it in May 2022.
Source: Oakland County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2024 | Intrafamily Transfer, Transfer |
| Feb 29, 2024 | Intrafamily Transfer, Transfer |
| Oct 7, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Jul 8, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| May 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Aug 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on File |
| Deed Sale | May 27, 2022 · Amount on File |
| Prior Sale | Aug 2, 2019 · Amount on File |
| Deed Document Number | 2022387771 |
| Deed Book / Page | 57800 / 518 |
| Prior Transfer Date | May 1, 2007 |
| Prior Transfer Doc | 0000109304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 15, 2024 |
| Property Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Document Number | 0000025516 |
| Book / Page | 59222 / 746 |
| Map Reference | LB 135 PG 22-24 |
| Instrument Date | Mar 9, 2024 |
| Instrument | 25516 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 29, 2024 |
| Property Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Document Number | 0000020249 |
| Book / Page | 59193 / 584 |
| Map Reference | LB 135 PG 22-24 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 20249 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Name | Verified Name |
|---|---|
| Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | JCT |
| Name | Verified Name |
|---|---|
| Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Document Number | 0000206718 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 54960/643 |
| Instrument | 206718 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Document Number | 0000170972 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 56520/453 |
| Instrument | 170972 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 27, 2022 |
| Property Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Document Number | 0000387771 |
| Book / Page | 57800 / 518 |
| Map Reference | LB 135 PG 22-24 |
| Instrument Date | May 13, 2022 |
| Instrument | 387771 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4938 KNOWLSON TER, 4938, FREMONT, CA 94555-2673 |
| Name | Verified Name |
|---|---|
| Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Document Number | 0057800225 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 57800/225 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 2, 2019 |
| Property Address | 2280 NIAGARA DR, TROY, MI 48083-5934 |
| Document Number | 0000123888 |
| Book / Page | 53095 / 00233 |
| Map Reference | LB 135 PG 22-24 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 123888 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2280 NIAGARA DR, 2280, TROY, MI 48083-5934 |
| Name | Verified Name |
|---|---|
| Address | 2721 CHARTER DRIVE #207 # 207, 207, MOUNT CLEMENS, MI 48043 |
| Document Number | 5309800126 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 53098/00126 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2039 |
The 2025 property tax bill for 2280 Niagara Dr was $6,102 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,102.00 (+2.4%) | ||
| 2024 | $5,959.00 | ||
| 2023 | $313,160 | ||
| 2022 | $5,246.00 | $156,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2280 Niagara Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2280 Niagara Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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