2293 Niagara Dr, Troy, MI 48083 Property Records

Oakland County property record for 2293 Niagara Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,378 sqft · built 1974
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on File
Last Sale$285,000 (Oct 2004)
Tax Bill$3,436 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Mar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-24-326-002

Property Details

APN / Parcel Number

Primary APN88-20-24-326-002

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories3 Stories
Building Area2,378 sqft Living Area
1st Floor Area1,751 sqft
Basement Area1,434 sqft
Unfinished Basement1,157 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeHip
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions159 ft deep x 60 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2293 NIAGARA DR
CityTROY
StateMI
Zip48083-5669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 24 BEAVER TRAIL SUB NO 3 LOT 380
Legal Range11E
Legal Township2N
Legal Section24
Legal SubdivisionBEAVER TRAIL SUB #3
Legal Lot Number380
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2000
Census Tract198000

Owner

2293 Niagara Dr is owned by a company that acquired it in March 2024 and is owner-occupied.

Source: Oakland County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address2293 NIAGARA DR, TROY, MI 48083-5669
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 18, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2004 · Amount on File
Deed SaleOct 29, 2004 · Amount on File
Deed Document Number2004445970
Deed Book / Page34333 / 628
Last Transfer DateMar 18, 2024
Transfer Doc0000026511
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2293 NIAGARA DR, TROY, MI 48083-5669
Transaction TypeMortgage
Record UpdatedMay 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2293 NIAGARA DR, TROY, MI 48083-5669

Mortgage

Document Number0000045109
DateApr 24, 2024
Book Page59309/193
Instrument45109
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 9, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateMar 18, 2024
Property Address2293 NIAGARA DR, TROY, MI 48083-5669
Document Number0000026511
Book / Page59228 / 197
Map ReferenceLB 135 PG 22
Instrument DateMar 18, 2024
Instrument26511
Transaction TypeTransfer
Record UpdatedApr 3, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 NIAGARA DR, TROY, MI 48083-5669

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2293 NIAGARA DR, TROY, MI 48083-5669

Tax Assessment & Valuation

The 2025 property tax bill for 2293 Niagara Dr was $3,436 with a homeowner's exemption, up 2.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,436.00 (+2.41%)
2024$3,355.00
2023$329,640
2022$3,573.00$164,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2293 Niagara Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2293 Niagara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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