2245 Niagara Dr, Troy, MI 48083 Property Records

Oakland County property record for 2245 Niagara Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,497 sqft · built 1973
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$192,500 (Nov 2012)
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-305-002`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-305-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,497 sqft Living Area
1st Floor Area	1,497 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2245 NIAGARA DR
City	TROY
State	MI
Zip	48083-5669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 24 BEAVER TRAIL SUB NO 3 LOT 384
Legal Range	11E
Legal Township	2N
Legal Section	24
Legal Subdivision	BEAVER TRAIL NO 3
Legal Lot Number	384
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	198000

Owner

2245 Niagara Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2245 NIAGARA DR, TROY, MI 48083-5669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2012 · Amount on File
Deed Sale	Nov 29, 2012 · Amount on File
Prior Sale	Jul 2, 2012 · Amount on File
Deed Document Number	2012263649
Deed Book / Page	45018 / 324
Last Transfer Date	Oct 26, 2021
Transfer Doc	0000276176
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 17, 2021
Property Address	2245 NIAGARA DR, TROY, MI 48083-5669
Document Number	0000276176
Book / Page	57188 / 226
Map Reference	LB 135 PG 22-24
Instrument Date	Oct 26, 2021
Instrument	276176
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 NIAGARA DR, TROY, MI 48083-5669

Tax Assessment & Valuation

The 2025 property tax bill for 2245 Niagara Dr was $3,439 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,439.00
2023			$318,520
2022	$3,577.00	$159,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2245 Niagara Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2245 Niagara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20