2300 Niagara Dr, Troy, MI 48083 Property Records

Oakland County property record for 2300 Niagara Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,044 sqft · built 1975
Lot Size0.17 acres (7,405 sqft)
OwnerTrust Name on File
Tax Bill$3,213 (2025)
Deeds & MortgagesJul 2022 Transfer
Jul 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-24-327-003

Property Details

APN / Parcel Number

Primary APN88-20-24-327-003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories3 Stories
Building Area2,044 sqft Living Area
1st Floor Area1,434 sqft
Basement Area1,434 sqft
Unfinished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area70 sqft
Deck Area266 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2300 NIAGARA DR
CityTROY
StateMI
Zip48083-5935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 24 BEAVER TRAIL SUB NO 3 LOT 517
Legal Range11E
Legal Township2N
Legal Section24
Legal SubdivisionBEAVER TRAIL SUB #3
Legal Lot Number517
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2001
Census Tract198000

Owner

2300 Niagara Dr is owner-occupied and held in a trust since June 2022.

Source: Oakland County records, as of May 27, 2026

Owner of RecordTrust Name on File
Mailing Address2300 NIAGARA DR, TROY, MI 48083-5935
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Intrafamily Transfer, Transfer
Jul 12, 2022Intrafamily Transfer, Transfer
Jul 8, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CORNERSTONE COMMUNITY FINANCIAL CU
Jul 8, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 23, 2022
Transfer Doc0000415112
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJul 15, 2022
Property Address2300 NIAGARA DR, TROY, MI 48083-5935
Document Number0000415112
Book / Page57955 / 749
Map ReferenceLB 135 PG 22-24
Instrument DateJun 23, 2022
Instrument415112
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 NIAGARA DR, 2300, TROY, MI 48083-5935

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2300 NIAGARA DR, TROY, MI 48083-5935

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJul 12, 2022
Property Address2300 NIAGARA DR, TROY, MI 48083-5935
Document Number0000412265
Book / Page57939 / 251
Map ReferenceLB 135 PG 22-24
Instrument DateJun 23, 2022
Instrument412265
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 NIAGARA DR, 2300, TROY, MI 48083-5935

Transferred To (Grantee/Buyer)

NameVerified Name
Address2300 NIAGARA DR, TROY, MI 48083-5935

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJul 8, 2022
Property Address2300 NIAGARA DR, TROY, MI 48083-5935
Document Number0000411406
Book / Page57934 / 439
Map ReferenceLB 135 PG 22-24
Instrument DateJun 23, 2022
Instrument411406
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 NIAGARA DR, 2300, TROY, MI 48083-5935

Transferred To (Grantee/Buyer)

NameVerified Name
Address2300 NIAGARA DR, TROY, MI 48083-5935

Mortgage

Document Number0057934440
DateJul 8, 2022
Instrument57934/440
Lender
NameCORNERSTONE COMMUNITY FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueJun 28, 2037

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJul 8, 2019
Property Address2300 NIAGARA DR, TROY, MI 48083-5935
Document Number0000107797
Book / Page053000 / 000784
Instrument DateApr 2, 2019
Instrument107797
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2300 NIAGARA DR TROY MI 480835935, TROY, MI 48083-5935

Tax Assessment & Valuation

The 2025 property tax bill for 2300 Niagara Dr was $3,213 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,213.00
2023$299,280
2022$3,341.00$149,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2300 Niagara Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2300 Niagara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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