Clinton County property record for 138 Schell Rd, Wilmington, OH 45177 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,320 sqft Living Area |
| Lot Size | 90,082 sqft (2.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $229,000 (2017) |
| Tax Bill | $2,858.00 (2025) |
| Primary APN | 012181-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,552 sqft Gross Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Basement Area | 1,232 sqft Basement |
| Unfinished Basement | 616 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 90,082 sqft (2.06 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached - Finished Garage |
| Garage Area | 520 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 28 sqft Patio |
| Topography | High Topography |
| Pole Structure | 1,200 sqft Pole Structure |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 012181-2 |
|---|---|
| Street Address | 138 SCHELL RD |
| City | WILMINGTON |
| State | OH |
| Zip | 45177-9090 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MS 15240 |
| Legal Block | 263 |
| Jurisdiction | CLINTON OH |
| Minor Civil Division | CHESTER |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 964400 |
Source: Clinton County records · APN 012181-2
Assessment roll updated March 10, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Sep 26, 2018 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| May 11, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FCU |
| Aug 18, 2016 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 29, 2009 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 23, 2012 | Deed of Trust, Mortgage UNION SAVINGS BANK |
| Sep 21, 2012 | Deed of Trust, Mortgage UNION SAVINGS BANK |
| Oct 07, 2010 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 02, 2005 | Deed of Trust, Mortgage · Conventional Mortgage UNIZAN BANK NA |
| May 02, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2017 · Amount on Record |
| Deed Sale | May 02, 2017 · Amount on Record |
| Prior Sale | Aug 29, 2005 · Amount on Record |
| Deed Doc Number | 20171909 |
| Deed Book / Page | 970 / 398 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | Jul 20, 2026 |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Document Number | 0000003378 |
| Instrument Date | Jul 11, 2026 |
| Instrument | 20263378 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Document Number | 0000003378, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20263378 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2066 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01004/0030 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 1004/0030 |
| Instrument | 2018-00004363 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202100003695 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021-00003695 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 25, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 202200002467 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022-00002467 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00953/0470 |
|---|---|
| Date | Aug 18, 2016 |
| Book Page | 953/0470 |
| Instrument | 2016-00003416 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000747/462 |
|---|---|
| Date | Jan 29, 2009 |
| Book Page | 747/462 |
| Instrument | 2009-00000364 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000832/630 |
|---|---|
| Date | Apr 23, 2012 |
| Book Page | 832/630 |
| Instrument | 2012-00001928 |
| Name | UNION SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | May 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000844/654 |
|---|---|
| Date | Sep 21, 2012 |
| Book Page | 844/654 |
| Instrument | 2012-00004483 |
| Name | UNION SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Oct 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000792/717 |
|---|---|
| Date | Oct 07, 2010 |
| Book Page | 792/717 |
| Instrument | 2010-00004416 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000631/854 |
|---|---|
| Date | Nov 02, 2005 |
| Book Page | 631/854 |
| Instrument | 2005-00082512 |
| Name | UNIZAN BANK NA |
|---|---|
| Type | Bank |
| Address | 220 MARKET AVE S, CANTON, OH 44702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | May 02, 2017 |
| Property Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Document Number | 00970/0398 |
| Book / Page | 970 / 0398 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017-00001909 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 138 SCHELL RD, WILMINGTON, OH 45177-9090 |
| Document Number | 201700001910 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 2017-00001910 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Clinton County records · Assessment roll updated March 10, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clinton County |
| County Subdivision | Chester Township |
| Unified School District | Clinton-Massie Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,858.00 (-9.56%) Homeowner's exemption | $90,970 (-) Land $14,070 Building $76,900 | $259,900 (-) Land $40,200 Building $219,700 |
| 2024 | $3,160.00 (+3%) Homeowner's exemption | $90,970 (-) Land $14,070 Building $76,900 | $259,900 (-) Land $40,200 Building $219,700 |
| 2023 | $3,068.00 (+7.99%) Homeowner's exemption | $90,970 (+20.75%) Land $14,070 Building $76,900 | $259,900 (+20.73%) Land $40,200 Building $219,700 |
| 2022 | $2,841.00 Homeowner's exemption | $75,340 Land $9,630 Building $65,710 | |
| 2020 | $215,270 Land $27,520 Building $187,750 |
Source: FEMA National Flood Hazard Layer, Clinton County (39027C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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