Scott County property record for 224 Lakeside Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,346 sqft · built 2006 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $504,000 (Sep 2024) |
| Tax Bill | $4,976 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-10-011.000 |
| Primary APN | 160-10-011.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,346 sqft Living Area |
| 1st Floor Area | 1,630 sqft |
| Basement Area | 2,346 sqft |
| Unfinished Basement | 2,346 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 224 LAKESIDE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR VILLAGE 2 |
| Legal Subdivision | HARBOR VILLAGE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 36 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 40502 |
224 Lakeside Dr is owned and occupied by two individuals who bought it in September 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Jun 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2024 · Amount on File |
| Deed Sale | Sep 11, 2024 · Amount on File |
| Prior Sale | Sep 11, 2024 · Amount on File |
| Deed Document Number | 2024510461 |
| Deed Book / Page | 451 / 873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 8, 2026 |
| Property Address | 224 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Document Number | 0000580288 |
| Book / Page | 1891 / 244 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026580288 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 224 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Document Number | 0000580288, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 1891/244 |
| Instrument | 2026580288 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 224 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1694/738 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | M1694/738 |
| Instrument | 455604 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 224 LAKESIDE DR, GEORGETOWN, KY 40324-8925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | M1414/386 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | M1414/386 |
| Instrument | 392833 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2033 |
The 2025 property tax bill for 224 Lakeside Dr was $4,976.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558,700 (-) | $558,700 (-) | |
| 2025 | $4,976.00 | $558,700 | $558,700 |
| 2023 | $2,736.00 | $301,800 Land $30,000 Building $271,800 | $301,800 Land $30,000 Building $271,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Lakeside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 224 Lakeside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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