228 Blanche Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 228 Blanche Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1960
Lot Size	0.576 acres (25,102 sqft)
Owner	Individual Name on File
Last Sale	$121,900 (May 2005)
Tax Bill	$1,858 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`430260A000`

Property Details

APN / Parcel Number

Primary APN	`430260A000`
Alternative APN	`3-0117-4359-00-0043.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	816 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,102 sqft (0.576 acres)
Lot Dimensions	326 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	430260A000
Street Address	228 BLANCHE DR
City	SAINT CHARLES
State	MO
Zip	63303-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MITTLER AC PT LOT 10
Legal Subdivision	MITTLER AC
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1033
Census Tract	311001

Owner

228 Blanche Dr is owned and occupied by an individual who acquired it in February 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	228 BLANCHE DR, SAINT CHARLES, MO 63303-5905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 12, 2021	Beneficiary Deed, Transfer
Oct 30, 2020	Deed of Trust, Mortgage FIRST CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2005 · Amount on File
Deed Sale	May 12, 2005 · Amount on File
Prior Sale	Apr 8, 1999 · Amount on File
Deed Document Number	2005425710
Deed Book / Page	4175 / 1238
Last Transfer Date	Feb 22, 2021
Transfer Doc	2021R022275
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	228 BLANCHE DR, SAINT CHARLES, MO 63303-5905
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 BLANCHE DR, SAINT CHARLES, MO 63303-5905

Mortgage

Document Number	0000055750
Date	Oct 12, 2022
Instrument	2022R-055750

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	228 BLANCHE DR, SAINT CHARLES, MO 63303-5905
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 BLACHE DR, SAINT CHARLES, MO 63303-5905

Mortgage

Document Number	0000007306
Date	Feb 7, 2022
Instrument	2022R-007306

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 12, 2021
Property Address	228 BLANCHE DR, SAINT CHARLES, MO 63303-5905
Document Number	2021R022275
Map Reference	MB 4 PG 159
Instrument Date	Feb 22, 2021
Instrument	2021R-022275
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 BLANCHE DR, SAINT CHARLES, MO 63303-5905

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	228 BLANCHE DR, SAINT CHARLES, MO 63303-5905
Document Number	0000085674
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 BLANCHE DR ST CHARLES MO 633035905, ST CHARLES, MO 63303-5905

Mortgage

Document Number	0000085674
Date	Nov 5, 2020
Instrument	85674

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 4, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 228 Blanche Dr was $1,858, up 11.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,176 (-)	$164,085 (-) Land $50,000 Building $114,085
2025	$1,858.00 (+11.79%)	$31,176	$164,085 Land $50,000 Building $114,085
2024	$1,662.00
2023		$27,055
2022			$142,393 Land $40,000 Building $102,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Blanche Dr in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	36 (1978–2019)
Claims Outside the SFHA	6 of 36
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Blanche Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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