225 Blanche Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 225 Blanche Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1953
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 2018)
Tax Bill	$2,283 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`429900A000`

Property Details

APN / Parcel Number

Primary APN	`429900A000`
Alternative APN	`3-0117-4359-00-0045.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	1,186 sqft
Basement Area	1,000 sqft
Finished Basement	350 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	736 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	429900A000
Street Address	225 BLANCHE DR
City	SAINT CHARLES
State	MO
Zip	63303-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	MITTLER AC LOT 7
Legal Subdivision	MITTLER AC
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1032
Census Tract	311001

Owner

225 Blanche Dr is owned and occupied by an individual who bought it in July 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	225 BLANCHE DR, SAINT CHARLES, MO 63303-5904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC
Nov 12, 2025	Beneficiary Deed, Transfer
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FNDG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Nov 22, 2004 · Amount on File
Deed Document Number	2018404100
Deed Book / Page	6949 / 1702
Prior Transfer Date	Nov 16, 2004
Prior Transfer Doc	0040330751
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	225 BLANCHE DR, SAINT CHARLES, MO 63303-5904
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BLANCHE DR, SAINT CHARLES, MO 63303-5904

Mortgage

Document Number	0000010454
Date	Feb 3, 2021
Instrument	2021R-010454

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company
Address	KANSAS CITY, MO 64105

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2025
Property Address	225 BLANCHE DR, SAINT CHARLES, MO 63303-5904
Document Number	0000050693
Instrument Date	Nov 7, 2025
Instrument	2025R-050693
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BLANCHE DR, SAINT CHARLES, MO 63303-5904

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	225 BLANCHE DR, SAINT CHARLES, MO 63303-5904
Document Number	0000001234
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BLANCHE DR ST CHARLES MO 633035904, ST CHARLES, MO 63303-5904

Mortgage

Document Number	0000001234
Date	Jan 6, 2021
Instrument	1234

Lender

Name	MID-CONTINENT FNDG INC
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 225 Blanche Dr was $2,283, up 14.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,294 (-)	$201,548 (-) Land $50,000 Building $151,548
2025	$2,283.00 (+14.61%)	$38,294	$201,548 Land $50,000 Building $151,548
2024	$1,992.00
2023		$32,427
2022			$170,671 Land $40,000 Building $130,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Blanche Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	36 (1978–2019)
Claims Outside the SFHA	6 of 36
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Blanche Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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