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232 Blanche Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 232 Blanche Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,302 sqft · built 1954
Lot Size0.96 acres (41,810 sqft)
Owner2 Individual Names on File
Last Sale$247,100 (Dec 2020)
Tax Bill$3,389 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN430080A000

Property Details

APN / Parcel Number

Primary APN430080A000
Alternative APN
  • 3-0117-4359-00-0041.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,302 sqft Living Area
1st Floor Area2,302 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,810 sqft (0.96 acres)
Lot Dimensions370 ft deep x 113 ft wide
PorchOpen Porch
Porch Area50 sqft
Patio Area361 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number430080A000
Street Address232 BLANCHE DR
CitySAINT CHARLES
StateMO
Zip63303-5905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionMITTLER AC PT LOT 9
Legal SubdivisionMITTLER AC
Legal Lot Number9
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1033
Census Tract311001

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address232 BLANCHE DR, SAINT CHARLES, MO 63303-5905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Quit Claim Deed, Transfer
NEW AMERICAN FNDG
Jun 20, 2019Deed of Trust, Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2020 · Amount on File
Deed SaleDec 29, 2020 · Amount on File
Prior SaleJun 8, 2010 · Amount on File
Deed Document Number2020102738
Prior Transfer DateDec 17, 2020
Prior Transfer Doc0000102738
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateDec 29, 2020
Property Address232 BLANCHE DR, SAINT CHARLES, MO 63303-5905
Document Number0000102738
Instrument DateDec 17, 2020
Instrument102738
Transaction TypeTransfer
Record UpdatedMar 15, 2021
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 BLANCHE DR ST CHARLES MO 633035905, ST CHARLES, MO 63303-5905

Mortgage

Document Number102739
DateDec 29, 2020
Instrument102739
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
AmountAmount on Record
Term180 Months
DueDec 28, 2035

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address232 BLANCHE DR, SAINT CHARLES, MO 63303-5905
Document Number0071201663
Instrument DateJun 20, 2019
Transaction TypeMortgage
Record UpdatedAug 26, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 BLANCHE DR ST CHARLES MO 633035905, ST CHARLES, MO 63303-5905

Mortgage

Document Number0071201663
DateAug 8, 2019
Book Page007120/001663
Instrument417040
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount on Record
Term360 Months
DueAug 7, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,849 (-)$299,207 (-) Land $50,000 Building $249,207
2025$3,389.00$56,849 (+12.25%)$299,207 (+12.25%) Land $50,000 Building $249,207
2023$50,647
2022$266,563 Land $40,000 Building $226,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims36 (1978–2019)
Claims Outside the SFHA6 of 36
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims
  • Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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