2279 E Whipp Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 2279 E Whipp Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 1966
Lot Size	0.338 acres (14,719 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Apr 2021)
Tax Bill	$4,678 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64-03017-0028`

Property Details

APN / Parcel Number

Primary APN	`N64-03017-0028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,999 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,719 sqft (0.338 acres)
Lot Dimensions	160 ft deep x 92 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	130 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2279 E WHIPP RD
City	DAYTON
State	OH
Zip	45440-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	372 OAK CREEK 2-6
Legal Subdivision	OAK CREEK 2-6
Legal Lot Number	28
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2009
Census Tract	21900

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2279 E WHIPP RD, DAYTON, OH 45440-2638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	202126576
Prior Transfer Date	Feb 13, 2014
Prior Transfer Doc	0000008787
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 21, 2017
Property Address	2279 E WHIPP RD, DAYTON, OH 45440-2638
Document Number	0000075876
Instrument Date	Dec 20, 2017
Instrument	75876
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	PERFORMANCE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2279 E WHIPP RD KETTERING OH 454402638, KETTERING, OH 45440-2638

Mortgage

Document Number	75877
Date	Dec 21, 2017
Instrument	75877

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,320 (-) Land $17,750 Building $55,570	$209,470 (-) Land $50,710 Building $158,760
2024	$4,678.00 (+2.93%)
2023	$4,545.00 (+2.71%)	$73,320 (+29.86%) Land $17,750 Building $55,570	$209,470 (+29.84%) Land $50,710 Building $158,760
2022	$4,425.00	$56,460 Land $13,650 Building $42,810
2020			$161,330 Land $39,010 Building $122,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20