2275 E Whipp Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 2275 E Whipp Rd, Dayton, OH 45440

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,270 sqft · built 1966
Lot Size0.337 acres (14,719 sqft)
Owner2 Owner Names on Record
Last Sale$135,000 (Apr 1997)
Tax Bill$5,744 (2024)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNN64 03017 0027

Property Details

APN / Parcel Number

Primary APNN64 03017 0027

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,270 sqft Living Area
1st Floor Area2,270 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Architectural StyleRanch
Exterior MaterialBrick
Lot Area14,719 sqft (0.337 acres)
Lot Dimensions160 ft deep x 92 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Deck Area740 sqft
Patio Area228 sqft
Shed1 Shed
Shed Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2275 E WHIPP RD
CityDAYTON
StateOH
Zip45440-2638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description371 OAK CREEK 2-6
Legal SubdivisionOAK CREEK 2-6
Legal Lot Number27
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group2
Census Block2009
Census Tract21900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2275 E WHIPP RD, DAYTON, OH 45440-2638
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 1997 · Amount on Record
Deed SaleApr 9, 1997 · Amount on Record
Prior SaleJun 23, 1994
Deed Document Number0006743
Deed Book / Page0000970236 / 0000000E10
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address2275 E WHIPP RD, KETTERING, OH 45440-2638
Document Number0000052791
Instrument DateAug 19, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2275 E WHIPP RD KETTERING OH 454402638, KETTERING, OH 45440-2638

Mortgage

Document Number0000052791
DateSep 4, 2020
Instrument52791
Lender
NamePNC BK
TypeBank
AddressKETTERING, OH 45420
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$90,280 (+3.26%) Land $17,750 Building $72,530
2024$5,744.00 (+6.08%)
2023$5,415.00 (+2.67%)$87,430 (+29.83%) Land $17,750 Building $69,680$257,930 (+34.05%) Land $50,710 Building $207,220
2022$5,274.00$67,340 Land $13,650 Building $53,690
2020$192,410 Land $39,010 Building $153,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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