2263 E Whipp Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 2263 E Whipp Rd, Dayton, OH 45440

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,143 sqft · built 1966
Lot Size0.33 acres (14,401 sqft)
OwnerIndividual Name on Record
Last Sale$259,900 (Feb 2021)
Tax Bill$6,476 (2024)
Deeds & MortgagesNov 2022 Line of Credit
Feb 2021 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNN64 03017 0024

Property Details

APN / Parcel Number

Primary APNN64 03017 0024

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,143 sqft Living Area
1st Floor Area2,087 sqft
Basement Area924 sqft
Finished Basement924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area14,401 sqft (0.33 acres)
Lot Dimensions160 ft deep x 90 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area130 sqft
Deck Area252 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2263 E WHIPP RD
CityDAYTON
StateOH
Zip45440-2638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description368 OAK CREEK 2-6
Legal SubdivisionOAK CREEK 2-6
Legal Lot Number24
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group2
Census Block2009
Census Tract21900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2263 E WHIPP RD, DAYTON, OH 45440-2638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Deed of Trust, Mortgage · Line of Credit
UNIVERSAL 1 CU
Feb 3, 2021Survivorship Deed, Transfer · Line of Credit
UNITED WHOLESALE MORTGAGE
Oct 16, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2021 · Amount on Record
Deed SaleFeb 3, 2021 · Amount on Record
Deed Document Number2021-00008441
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address2263 E WHIPP RD, DAYTON, OH 45440-2638
Transaction TypeMortgage
Record UpdatedNov 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070201
DateNov 9, 2022
Instrument2022-00070201
Lender
NameUNIVERSAL 1 CU
TypeCredit Union
AddressDAYTON, OH 45409
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 8, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMONTGOMERY OH
Recording DateFeb 3, 2021
Property Address2263 E WHIPP RD, DAYTON, OH 45440-2638
Document Number0000008441
Map ReferenceMB 72 PG 66
Instrument DateOct 16, 2020
Instrument2021-00008441
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2263 E WHIPP RD, DAYTON, OH 45440-2638

Mortgage

Document Number0000008442
DateFeb 3, 2021
Instrument2021-00008442
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueNov 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address2263 E WHIPP RD, DAYTON, OH 45440-2638
Document Number0000008442
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedMar 1, 2021
Title CompanyAMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2263 E WHIPP RD DAYTON OH 454402638, DAYTON, OH 45440-2638

Mortgage

Document Number0000008442
DateFeb 3, 2021
Instrument8442
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 2, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101,830 (-) Land $17,540 Building $84,290
2024$6,476.00 (+2.74%)
2023$6,303.00 (+2.67%)$101,830 (+29.82%) Land $17,540 Building $84,290$290,950 (+29.82%) Land $50,110 Building $240,840
2022$6,139.00$78,440 Land $13,490 Building $64,950
2020$224,110 Land $38,540 Building $185,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E Whipp Rd

Nearby Streets

Search Property Records by Address or Parcel Number