22741 Sandy Bay Dr, Unit 102, Estero, FL 33928 Property Records

Lee County property record for 22741 Sandy Bay Dr, Unit 102, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,263 sqft · built 2001
Lot Size	0.143 acres (6,235 sqft)
Owner	2 Trust Names on File
Last Sale	$212,500 (May 2017)
Tax Bill	$1,700 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04-47-25-E4-27004.0102`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E4-27004.0102`
Alternative APNs	`250447E4270040102` `04472527000040102` `10465481`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,263 sqft Living Area
1st Floor Area	1,263 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Lot Area	6,235 sqft (0.143 acres)
Porch	Porch
Porch Area	143 sqft

Location & Zoning

Account Number	10465481
Street Address	22741 SANDY BAY DR, 102
City	ESTERO
State	FL
Zip	33928-4391
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MANORS AT FOUNTAIN LAKES CONDO OR 3477/1912 + OR 3498/1224 PH 4 BLDG 4 UNIT 102
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	FOUNTAIN LAKES CONDO
Legal Phase	4
Legal Tract	E4
Legal Block	3
Legal Lot Number	102
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3001
Census Tract	50320

Owner

22741 Sandy Bay Dr, Unit 102 is owner-occupied and held in a trust since May 2017.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	22741 SANDY BAY DR, 102, ESTERO, FL 33928-4391
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on File
Deed Sale	May 23, 2017 · Amount on File
Prior Sale	Jun 30, 2015 · Amount on File
Deed Document Number	2017112408
Prior Transfer Date	Apr 15, 2005
Prior Transfer Doc	0006805836
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	22741 SANDY BAY DR UNIT 102, 102, ESTERO, FL 33928-4391
Document Number	0000032562
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	22741 SANDY BAY DR #102 ESTERO FL 339284391, 102, ESTERO, FL 33928-4391

Mortgage

Document Number	0000032562
Date	Feb 6, 2020
Instrument	32562

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 23, 2017
Property Address	22741 SANDY BAY DR UNIT 102, 102, ESTERO, FL 33928-4391
Document Number	0000112408
Instrument Date	May 11, 2017
Instrument	112408
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 GREEN DR NORTH DARTMOUTH MA 027472023, NORTH DARTMOUTH, MA 02747-2023

Mortgage

Document Number	112410
Date	May 23, 2017
Instrument	112410

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22741 Sandy Bay Dr, Unit 102 was $1,700 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,978 (+2.7%) Building $173,978	$200,384 (-21.02%) Building $200,384
2025	$1,700.00 Homeowner's exemption	$169,404 Building $169,404	$253,717 Building $253,717
2023	$1,589.00 (-4.39%) Homeowner's exemption	$159,835 (+3%)	$263,144 (+30.43%) Building $263,144
2022	$1,662.00 Homeowner's exemption	$155,180	$201,754 Building $201,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22741 Sandy Bay Dr, Unit 102 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22741 Sandy Bay Dr, Unit 102 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Summit Broadband, Verizon.

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