Kane County property record for 127 Ford St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 1858 |
| Lot Size | 0.286 acres (12,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,000 (Dec 2016) |
| Tax Bill | $6,659 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-279-010 |
| Primary APN | 12-03-279-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 2,548 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1858 |
|---|---|
| Effective Year Built | Effective 1858 |
| Lot Area | 12,450 sqft (0.286 acres) |
| View / Lot | Corner |
| Parking Spaces | 1 Parking Space |
| Street Address | 127 FORD ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17 5 GENEVA 17 4 PT GENEVA |
| Legal Subdivision | GENEVA |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Geneva Historic District listed 1982 · 150 contributing resources · NRIS 82002549 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
127 Ford St is owned and occupied by two individuals who bought it in December 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 FORD ST, GENEVA, IL 60134-1447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| May 2, 2018 | Deed of Trust, Mortgage · Construction Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2016 · Amount on File |
| Deed Sale | Dec 14, 2016 · Amount on File |
| Prior Sale | Aug 8, 2000 · Amount on File |
| Deed Document Number | 201668939 |
| Prior Transfer Date | Oct 10, 2016 |
| Prior Transfer Doc | 0000055029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 127 FORD ST, GENEVA, IL 60134-1447 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000083101 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021K083101 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 60508 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 127 FORD ST, GENEVA, IL 60134-1447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019988 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 2018K019988 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2025 property tax bill for 127 Ford St was $6,659 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,659.00 Homeowner's exemption | $314,735 (+8.5%) Land $43,345 Building $271,390 | $944,583 (+8.5%) Land $130,087 Building $814,496 |
| 2024 | $290,078 Land $39,949 Building $250,129 | $870,582 Land $119,895 Building $750,687 | |
| 2022 | $7,865.00 (-0.99%) Homeowner's exemption | $258,704 (+3.86%) Land $33,746 Building $224,958 | $776,112 (+3.86%) Land $101,238 Building $674,874 |
| 2021 | $7,944.00 Homeowner's exemption | $249,089 Land $32,492 Building $216,597 | $747,267 Land $97,476 Building $649,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Ford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 127 Ford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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