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121 Ford St, Geneva, IL 60134 Property Records

Kane County property record for 121 Ford St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,965 sqft · built 1886
Lot Size0.207 acres (9,000 sqft)
Owner2 Company Names on Record
Last Sale$465,000 (Apr 2020)
Tax Bill$11,262 (2025)
Deeds & MortgagesSep 2022 Transfer
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-03-279-011

Property Details

APN / Parcel Number

Primary APN12-03-279-011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,965 sqft Living Area
Gross Area2,271 sqft
Basement Area306 sqft

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Lot Area9,000 sqft (0.207 acres)
Parking Spaces1 Parking Space

Location & Zoning

Street Address121 FORD ST
CityGENEVA
StateIL
Zip60134-1447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 37LOT 4 WLY 1/2 LOT 3
Legal SubdivisionGENEVA
Legal Block1
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1022
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Geneva Historic District
listed 1982 · 150 contributing resources · NRIS 82002549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address121 FORD ST, GENEVA, IL 60134-1447
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Intrafamily Transfer, Transfer
ATTORNEY
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Apr 1, 2020Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK
Sep 6, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Prior SaleSep 6, 2017 · Amount on Record
Deed Document Number202016216
Last Transfer DateSep 23, 2022
Transfer Doc0000048205
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 29, 2022
Property Address121 FORD ST, GENEVA, IL 60134-1447
Document Number0000048205
Instrument DateSep 23, 2022
Instrument2022K048205
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 FORD ST, GENEVA, IL 60134-1447

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address121 FORD ST, GENEVA, IL 60134-1447
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093339
DateDec 16, 2021
Instrument2021K093339
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate
Rate3.12%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 1, 2020
Property Address121 FORD ST, GENEVA, IL 60134-1447
Document Number0000016216
Instrument DateMar 4, 2020
Instrument2020K016216
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address350 E DEL MAR BLVD # BLVD310, 350, PASADENA, CA 91101-2769

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address121 FORD ST, GENEVA, IL 60134-1447

Mortgage

Document Number0000016218
DateApr 1, 2020
Instrument2020K016218
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate6.25%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 6, 2017
Property Address121 FORD ST, GENEVA, IL 60134-1447
Document Number0000046577
Instrument DateAug 10, 2017
Instrument46577
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$660.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 FORD ST GENEVA IL 601341447, GENEVA, IL 60134-1447

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,262.00 (-1.77%) Homeowner's exemption$163,936 (+8.5%) Land $43,345 Building $120,591$492,005 (+8.5%) Land $130,087 Building $361,918
2024$151,093 (+5.42%) Land $39,949 Building $111,144$453,460 (+5.47%) Land $119,895 Building $333,565
2022$11,465.00 (-4.53%) Homeowner's exemption$143,319 (-3.42%) Land $33,746 Building $109,573$429,957 (-3.42%) Land $101,238 Building $328,719
2021$12,009.00 Homeowner's exemption$148,398 Land $32,492 Building $115,906$445,194 Land $97,476 Building $347,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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