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227 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 227 E Church St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details3 ba · 1,820 sqft · built 1816
Lot Size0.138 acres (6,030 sqft)
OwnerIndividual Name on File
Last Sale$458,250 (Jan 2019)
Tax Bill$8,713 (2023)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-032449

Property Details

APN / Parcel Number

Primary APN02-032449
Alternative APNs
  • 2032449
  • 032449

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,820 sqft Total Area
1st Floor Area910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1816
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialMetal
Lot Area6,030 sqft (0.138 acres)
Lot Dimensions201 ft deep x 30 ft wide
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number032449
Old Parcel Number2032449
Street Address227 E CHURCH ST
CityFREDERICK
StateMD
Zip21701-5405
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 30 X 201 227 E. CHURCH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number227
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2009
Census Tract750200

Owner

Source: Frederick County records · APN 02-032449

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address227 E CHURCH ST, FREDERICK, MD 21701-5405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2019 · Amount on Record
Deed SaleJan 11, 2019 · Amount on Record
Prior SaleNov 16, 2015 · Amount on Record
Deed Document Number0012795301
Deed Book / Page12795 / 301
Record UpdatedJun 07, 2026

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 11, 2019
Property Address227 E CHURCH ST, FREDERICK, MD 21701-5405
Document Number0127950301
Book / Page12795 / 0301
Instrument DateJan 08, 2019
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,291.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 E CHURCH ST, FREDERICK, MD 21701-5405

Mortgage

Document Number0012795307
DateJan 11, 2019
Instrument12795/307
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateFeb 01, 2024
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Margin4
Max Rate12.2%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$8,713.00$479,833$553,100 Land $180,000 Building $373,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996)
Most Recent ClaimJun 1996, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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