230 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 230 E Church St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,320 sqft · built 1880
Lot Size	0.042 acres (1,824 sqft)
Owner	Individual Name on Record
Last Sale	$342,000 (Mar 2019)
Tax Bill	$6,468 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-041316`

Property Details

APN / Parcel Number

Primary APN	`02-041316`
Alternative APNs	`2041316` `041316`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	674 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	1,824 sqft (0.042 acres)
Lot Dimensions	114 ft deep x 16 ft wide
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	041316
Street Address	230 E CHURCH ST
City	FREDERICK
State	MD
Zip	21701-5406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 16 X 114 230 E. CHURCH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	230
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2014
Census Tract	750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 E CHURCH ST, FREDERICK, MD 21701-5406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Mar 7, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Jun 20, 2001 · Amount on Record
Deed Book / Page	12862 / 40
Transfer Doc	0000000589
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	230 E CHURCH ST, FREDERICK, MD 21701-5406
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CLOSELINE SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155100046
Date	Nov 19, 2021
Book Page	15510/46

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	230 E CHURCH ST, FREDERICK, MD 21701-5406
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FEDERAL TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134310150
Date	Dec 31, 2019
Book Page	13431/0150

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 7, 2019
Property Address	230 E CHURCH ST, FREDERICK, MD 21701-5406
Document Number	0128620040
Book / Page	12862 / 0040
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 E CHURCH ST, FREDERICK, MD 21701-5406

Mortgage

Document Number	0001286245
Date	Mar 7, 2019
Instrument	12862/45

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,733 (+17.66%)	$459,200 (+13.1%) Land $220,000 Building $239,200
2025	$6,468.00 (+85.44%)
2023	$3,488.00 Homeowner's exemption	$360,133	$406,000 Land $170,000 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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