231 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 231 E Church St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details3 ba · 3,711 sqft · built 1848
Lot Size0.145 acres (6,331 sqft)
OwnerIndividual Name on File
Last Sale$835,000 (May 2019)
Tax Bill$15,501 (2023)
Deeds & MortgagesMay 2019 Sale & Mortgage
Jul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN02-106736

Property Details

APN / Parcel Number

Primary APN02-106736
Alternative APNs
  • 2106736
  • 106736

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,711 sqft Total Area
1st Floor Area1,685 sqft
Attic Area300 sqft
Fireplaces6 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1848
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialMetal
Lot Area6,331 sqft (0.145 acres)
Lot Dimensions201 ft deep x 31 ft wide
PorchOpen Porch
Porch Area145 sqft
Patio Area751 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number106736
Old Parcel Number2106736
Street Address231 E CHURCH ST
CityFREDERICK
StateMD
Zip21701-5405
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 31 1/2 X 201 231 E. CHURCH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number31,231
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2009
Census Tract750200

Owner

Source: Frederick County records · APN 02-106736

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address231 E CHURCH ST, FREDERICK, MD 21701-5405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2019Deed, Transfer · Conventional Mortgage
MANUFACTURERS & TRADERS TRUST CO
Jul 24, 2017Loan Modification, Mortgage
SANDY SPRING BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Prior SaleFeb 12, 2004 · Amount on Record
Deed Document Number0012980153
Deed Book / Page12980 / 153
Record UpdatedJun 07, 2026

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 21, 2019
Property Address231 E CHURCH ST, FREDERICK, MD 21701-5405
Document Number0129800153
Book / Page12980 / 0153
Instrument DateMay 20, 2019
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address231 E CHURCH ST, FREDERICK, MD 21701-5405

Mortgage

Document Number129800160
DateMay 21, 2019
Instrument12980/0160
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFREDERICK MD
Property Address231 E CHURCH ST, FREDERICK, MD 21701-5405
Document Number0119830292
Book / Page011983 / 000292
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedSep 07, 2017
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address231 E CHURCH ST FREDERICK MD 217015405, FREDERICK, MD 21701-5405

Mortgage

Document Number0119830292
DateAug 16, 2017
Book Page011983/000292
Lender
NameSANDY SPRING BK
TypeBank
AddressOLNEY, MD 20832
Agreement
AmountAmount Recorded
Term480 Months
DueAug 15, 2057

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$15,501.00$857,400$980,600 Land $180,800 Building $799,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996)
Most Recent ClaimJun 1996, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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