Frederick County property record for 231 E Church St, Frederick, MD 21701 · Last verified September 2023
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 3,711 sqft · built 1848 |
| Lot Size | 0.145 acres (6,331 sqft) |
| Owner | Individual Name on File |
| Last Sale | $835,000 (May 2019) |
| Tax Bill | $15,501 (2023) |
| Deeds & Mortgages | May 2019 Sale & Mortgage Jul 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-106736 |
| Primary APN | 02-106736 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,711 sqft Total Area |
| 1st Floor Area | 1,685 sqft |
| Attic Area | 300 sqft |
| Fireplaces | 6 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1848 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 6,331 sqft (0.145 acres) |
| Lot Dimensions | 201 ft deep x 31 ft wide |
| Porch | Open Porch |
| Porch Area | 145 sqft |
| Patio Area | 751 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 106736 |
|---|---|
| Old Parcel Number | 2106736 |
| Street Address | 231 E CHURCH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5405 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 31 1/2 X 201 231 E. CHURCH ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 31,231 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 750200 |
Source: Frederick County records · APN 02-106736
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 231 E CHURCH ST, FREDERICK, MD 21701-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2019 | Deed, Transfer · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO |
| Jul 24, 2017 | Loan Modification, Mortgage SANDY SPRING BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | Feb 12, 2004 · Amount on Record |
| Deed Document Number | 0012980153 |
| Deed Book / Page | 12980 / 153 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 21, 2019 |
| Property Address | 231 E CHURCH ST, FREDERICK, MD 21701-5405 |
| Document Number | 0129800153 |
| Book / Page | 12980 / 0153 |
| Instrument Date | May 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 231 E CHURCH ST, FREDERICK, MD 21701-5405 |
| Document Number | 129800160 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 12980/0160 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 231 E CHURCH ST, FREDERICK, MD 21701-5405 |
| Document Number | 0119830292 |
| Book / Page | 011983 / 000292 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2017 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 231 E CHURCH ST FREDERICK MD 217015405, FREDERICK, MD 21701-5405 |
| Document Number | 0119830292 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 011983/000292 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Aug 15, 2057 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $15,501.00 | $857,400 | $980,600 Land $180,800 Building $799,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jun 1996, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 585 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 2,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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