223 E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 223 E Church St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,782 sqft · built 1865
Lot Size	0.068 acres (2,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Dec 2011)
Tax Bill	$8,297 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-122537`

Property Details

APN / Parcel Number

Primary APN	`02-122537`
Alternative APNs	`2122537` `122537`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	741 sqft
Attic	Attic
Attic Area	330 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	2,940 sqft (0.068 acres)
Lot Dimensions	196 ft deep x 15 ft wide
Porch	Open Porch
Porch Area	40 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	122537
Street Address	223 E CHURCH ST
City	FREDERICK
State	MD
Zip	21701-5405
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 15 X 196 223 E. CHURCH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	223
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2009
Census Tract	750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	223 E CHURCH ST, FREDERICK, MD 21701-5405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2011 · Amount on Record
Deed Sale	Dec 13, 2011 · Amount on Record
Prior Sale	Feb 9, 2006 · Amount on Record
Deed Book / Page	8646 / 123
Transfer Doc	0050800619
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	223 E CHURCH ST, FREDERICK, MD 21701-5405
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0115930444
Date	Jan 4, 2017
Book Page	11593/0444
Instrument	11593-0444

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,967 (+4.04%)	$567,900 (+12.12%) Land $223,000 Building $344,900
2025	$8,297.00 (+4.77%) Homeowner's exemption	$506,500 (+18.98%) Land $172,300 Building $334,200	$506,500 (-) Land $172,300 Building $334,200
2024	$7,919.00 (+7.27%)
2023	$7,382.00 Homeowner's exemption	$425,700	$506,500 Land $172,300 Building $334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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