Montgomery County property record for 2255 E Whipp Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,351 sqft · built 1967 |
| Lot Size | 0.331 acres (14,401 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,655 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03017-0022 |
| Primary APN | N64-03017-0022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,351 sqft Living Area |
| Gross Area | 3,038 sqft |
| 1st Floor Area | 2,351 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,401 sqft (0.331 acres) |
| Lot Dimensions | 160 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2255 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 366 OAK CREEK 2-6 |
| Legal Subdivision | OAK CREEK 2-6 |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21900 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2255 E WHIPP RD, DAYTON, OH 45440-2638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 18, 2022 | Intrafamily Transfer, Transfer |
| Dec 23, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2002 |
| Deed Sale | Apr 17, 2002 |
| Deed Book / Page | 02-0265 / C03 |
| Last Transfer Date | Oct 6, 2022 |
| Transfer Doc | 0000078572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2255 E WHIPP RD, DAYTON, OH 45440-2638 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2255 E WHIPP RD, DAYTON, OH 45440-2638 |
| Document Number | 0000067916 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025-00067916 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2255 E WHIPP RD, DAYTON, OH 45440-2638 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2255 E WHIPP RD, DAYTON, OH 45440-2638 |
| Document Number | 0000018205 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024-00018205 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 18, 2022 |
| Property Address | 2255 E WHIPP RD, DAYTON, OH 45440-2638 |
| Document Number | 0000071926 |
| Map Reference | MB 72 PG 66 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022-00071926 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2255 E WHIPP RD, KETTERING, OH 45440-2638 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 23, 2022 |
| Property Address | 2255 E WHIPP RD, DAYTON, OH 45440-2638 |
| Document Number | 0000078572 |
| Map Reference | MB 72 PG 66 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022-00078572 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2255 E WHIPP RD, KETTERING, OH 45440-2638 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,710 (-) Land $17,540 Building $71,170 | $253,440 (-) Land $50,110 Building $203,330 | |
| 2024 | $5,655.00 (+2.93%) | ||
| 2023 | $5,494.00 (+17.72%) | $88,710 (+29.84%) Land $17,540 Building $71,170 | $253,440 (+29.84%) Land $50,110 Building $203,330 |
| 2022 | $4,667.00 | $68,320 Land $13,490 Building $54,830 | |
| 2020 | $195,200 Land $38,540 Building $156,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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