226 S 3rd St, Berthoud, CO 80513 Property Records

Larimer County property record for 226 S 3rd St, Berthoud, CO 80513

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 1,704 sqft · built 1997
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2012)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94231-83-003`

Property Details

APN / Parcel Number

Primary APN	`94231-83-003`
Alternative APN	`R1529692`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	1,742 sqft (0.039 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1529692
Old Parcel Number	9423183003
Street Address	226 S 3RD ST
City	BERTHOUD
State	CO
Zip	80513-1431
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 3, LONGSPEAK TOWNHOMES SUB, BER
Legal Range	69
Legal Township	04
Legal Section	23
Legal Quarter	NE
Legal Subdivision	LONGSPEAK TOWNHOMES
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4020
Census Tract	2700

Owner

226 S 3rd St, a townhouse, is owned by an individual who bought it in July 2012.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1200 N PASEO DE GOLF, GREEN VALLEY, AZ 85614-3606
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 20, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2012 · Amount on File
Deed Sale	Jul 20, 2012 · Amount on File
Prior Sale	May 9, 2007
Deed Document Number	20120048528
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	226 S 3RD ST, BERTHOUD, CO 80513-1431
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	NATIONAL 1 SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 S 3RD ST, BERTHOUD, CO 80513-1431

Mortgage

Document Number	0000004951
Date	Jan 21, 2022
Instrument	20220004951

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	226 S 3RD ST, BERTHOUD, CO 80513-1431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033835
Date	Jun 20, 2019
Instrument	20190033835

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	226 S 3RD ST, BERTHOUD, CO 80513-1431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL 1 SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057444
Date	Jul 30, 2020
Instrument	20200057444

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 226 S 3rd St was $2,744.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,744.00	$27,119 Land $1,875 Building $25,244	$433,900 Land $30,000 Building $403,900
2023	$1,917.00 (-24.53%)	$31,055 (+17.25%) Land $2,010 Building $29,045	$463,500 (+21.62%) Land $30,000 Building $433,500
2022	$2,540.00	$26,486 Land $2,085 Building $24,401	$381,100 Land $30,000 Building $351,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 S 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 S 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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