104 S 3rd St, Berthoud, CO 80513 Property Records

Larimer County property record for 104 S 3rd St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1975
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$27,500 (Sep 1975)
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Nov 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94231-37-003`

Property Details

APN / Parcel Number

Primary APN	`94231-37-003`
Alternative APN	`R0484725`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0484725
Old Parcel Number	9423137003
Street Address	104 S 3RD ST
City	BERTHOUD
State	CO
Zip	80513-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N 66 FT OF LOT 3, BLK 5, GREER 2ND, BERTHOUD
Legal Range	69
Legal Township	04
Legal Section	23
Legal Quarter	NE
Legal Subdivision	GREER
Legal Block	5
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4020
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	104 S 3RD ST, BERTHOUD, CO 80513-1466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Reverse Mortgage UNIVERSAL LENDING CORP
Nov 28, 2018	Deed of Trust, Mortgage · Reverse Mortgage UNIVERSAL LENDING CORP
Nov 16, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 1975 · Amount on Record
Deed Sale	Sep 11, 1975 · Amount on Record
Deed Document Number	RECEPT # 16630008
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	104 S 3RD ST, BERTHOUD, CO 80513-1466
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S 3RD ST, BERTHOUD, CO 80513-1466

Mortgage

Document Number	0000025500
Date	Apr 21, 2022
Instrument	20220025500

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	Other

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	104 S 3RD ST, BERTHOUD, CO 80513
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071969
Date	Nov 28, 2018
Instrument	20180071969

Lender

Name	UNIVERSAL LENDING CORP
Type	Lending Institution
Address	DENVER, CO 80224

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	887 Months
Due	Oct 14, 2092

Interest

Rate Type	Adjustable Rate
Rate	5.14%
Type Change Date	Dec 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	104 S 3RD ST, BERTHOUD, CO 80513
Document Number	0000071970
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S 3RD ST BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	0000071970
Date	Nov 28, 2018
Instrument	71970

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Nov 27, 2092

Interest

Rate Type	Adjustable Rate
Rate	5.14%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00 (+12.9%)	$25,025 (-12.26%) Land $1,919 Building $23,106	$400,400 (-5.94%) Land $30,700 Building $369,700
2023	$1,682.00 (+21.44%)	$28,522 (+33.33%) Land $2,057 Building $26,465	$425,700 (+38.3%) Land $30,700 Building $395,000
2022	$1,385.00	$21,392 Land $2,134 Building $19,258	$307,800 Land $30,700 Building $277,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures