326 S 3rd St, Berthoud, CO 80513 Property Records

Larimer County property record for 326 S 3rd St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,864 sqft · built 2018
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2019)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94231-80-012`

Property Details

APN / Parcel Number

Primary APN	`94231-80-012`
Alternative APN	`R1660777`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Basement Area	928 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Patio Area	144 sqft
Balcony	Balcony
Balcony Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1660777
Street Address	326 S 3RD ST
City	BERTHOUD
State	CO
Zip	80513-1486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLOCK 1, HIGH PLAINS SUB, BER (20160022376)
Legal Quarter	NE
Legal Subdivision	HIGH PLAINS SUB
Legal Block	1
Legal Lot Number	12
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4020
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 S 3RD ST, BERTHOUD, CO 80513-1486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Aug 26, 2019	Grant Deed, Transfer · Conventional with PMI PLANET HM LNDG
Feb 16, 2018	Grant Deed, Mortgage · Line of Credit TEXAS CAP BK
Feb 9, 2018	Grant Deed, Transfer GOLDEN DOG TITLE AND TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	20190050302
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	326 S 3RD ST, BERTHOUD, CO 80513-1486
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 S 3RD ST, BERTHOUD, CO 80513-1486

Mortgage

Document Number	0000082643
Date	Sep 1, 2021
Instrument	20210082643

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	326 S 3RD ST, BERTHOUD, CO 80513-1486
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 3RD ST 8, 8, BERTHOUD, CO 80513-1486

Mortgage

Document Number	0000014877
Date	Mar 7, 2022
Instrument	20220014877

Lender

Name	FIRST BANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 26, 2019
Property Address	326 S 3RD ST, BERTHOUD, CO 80513-1486
Document Number	0000050302
Instrument Date	Aug 23, 2019
Instrument	50302
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 S 3RD ST BERTHOUD CO 805131486, BERTHOUD, CO 80513-1486

Mortgage

Document Number	50303
Date	Aug 26, 2019
Instrument	50303

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 16, 2018
Property Address	326 S 3RD ST, BERTHOUD, CO 80513-1486
Instrument Date	Feb 13, 2018
Instrument	9791
Transaction Type	Mortgage
Record Updated	Feb 26, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number	0000009791
Date	Feb 16, 2018
Instrument	9791

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 15, 2019

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 9, 2018
Property Address	326 S 3RD ST, BERTHOUD, CO 80513-1486
Document Number	0000008408
Instrument Date	Feb 9, 2018
Instrument	8408
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	GOLDEN DOG TITLE AND TRUST

Transaction

Amount	Amount Recorded
Tax	$35.35
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2727 BRYANT ST #200 DENVER CO 802114152, 200, DENVER, CO 80211-4152

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,262.00 (+6.32%)	$32,237 (-12.33%) Land $6,981 Building $25,256	$515,800 (-6.01%) Land $111,700 Building $404,100
2023	$3,068.00 (+14.05%)	$36,770 (+31.05%) Land $7,484 Building $29,286	$548,800 (+35.94%) Land $111,700 Building $437,100
2022	$2,690.00	$28,057 Land $7,763 Building $20,294	$403,700 Land $111,700 Building $292,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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