323 S 3rd St, Berthoud, CO 80513 Property Records

Larimer County property record for 323 S 3rd St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,856 sqft · built 2017
Lot Size	0.237 acres (10,341 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,076 (Aug 2018)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2019 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`94231-80-006`

Property Details

APN / Parcel Number

Primary APN	`94231-80-006`
Alternative APN	`R1660771`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Basement Area	1,856 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,341 sqft (0.237 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Patio Area	80 sqft
Balcony	Balcony
Balcony Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1660771
Street Address	323 S 3RD ST
City	BERTHOUD
State	CO
Zip	80513-1486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 1, HIGH PLAINS SUB, BER (20160022376)
Legal Quarter	NE
Legal Subdivision	HIGH PLAINS SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4020
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 30, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 2, 2018	Loan Modification, Mortgage · Line of Credit FLAGSTAR BK
Jun 22, 2017	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK
Jun 22, 2017	Loan Modification, Mortgage NOT AVAILABLE
Jun 28, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	20180054004
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046499
Date	Jul 26, 2022
Instrument	20220046499

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009517
Date	Feb 26, 2019
Instrument	20190009517

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Document Number	0000052897
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 S 3RD ST BERTHOUD CO 805131486, BERTHOUD, CO 80513-1486

Mortgage

Document Number	0000052897
Date	Jul 16, 2020
Instrument	52897

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Document Number	0000048706
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 S 3RD ST BERTHOUD CO 805131486, BERTHOUD, CO 80513-1486

Mortgage

Document Number	0000048706
Date	Aug 19, 2019
Instrument	48706

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 30, 2018
Property Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Document Number	0000054004
Instrument Date	Aug 29, 2018
Instrument	54004
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	GOLDEN DOG TITLE AND TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.11
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 S 3RD ST BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	54005
Date	Aug 30, 2018
Instrument	54005

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Feb 2, 2018
Property Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Instrument Date	Jan 31, 2018
Instrument	6973
Transaction Type	Mortgage
Record Updated	Feb 9, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000006973
Date	Feb 2, 2018
Instrument	6973

Lender

Name	FLAGSTAR BK
Type	Bank
Address	8310 S VALLEY HWY # 145, ENGLEWOOD, CO 80112-5886

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Document Number	0000043045
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043045
Date	Jun 29, 2017
Instrument	43045

Lender

Name	TEXAS CAP BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Document Number	0000042644
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 28, 2017
Property Address	323 S 3RD ST, BERTHOUD, CO 80513-1486
Document Number	0000042639
Instrument Date	Jun 21, 2017
Instrument	42639
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$21.21
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2727 BRYANT ST #230 DENVER CO 802114260, 230, DENVER, CO 80211-4260
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00 (+9.48%)	$37,444 (-8.7%) Land $6,981 Building $30,463	$599,100 (-2.12%) Land $111,700 Building $487,400
2023	$3,461.00 (+16.18%)	$41,011 (+32.01%) Land $7,484 Building $33,527	$612,100 (+36.94%) Land $111,700 Building $500,400
2022	$2,979.00	$31,066 Land $7,763 Building $23,303	$447,000 Land $111,700 Building $335,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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