St. Louis County property record for 226 Ridgewood Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,535 sqft · built 1951 |
| Lot Size | 0.358 acres (15,597 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,128 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3965-00110 |
| Primary APN | 010-3965-00110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,535 sqft Gross Area |
| 1st Floor Area | 1,535 sqft |
| Basement Area | 1,158 sqft |
| Finished Basement | 1,158 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 15,597 sqft (0.358 acres) |
| Garage Area | 418 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 121 sqft |
| Deck Area | 95 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 16971 |
|---|---|
| Street Address | 226 RIDGEWOOD RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0011 BLOCK:015 SERIAL # |
| Legal Subdivision | RIDGEWOOD REARR BK 15-3RD REAR |
| Legal Block | 15 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 700 |
Source: St. Louis County records · APN 010-3965-00110
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 226 RIDGEWOOD RD, DULUTH, MN 55804-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Jan 12, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2016 |
| Transfer Doc | 0000974679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 226 RIDGEWOOD RD, DULUTH, MN 55804-1849 |
| Document Number | 000T981096 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 226 RIDGEWOOD RD DULUTH MN 558041849, DULUTH, MN 55804-1849 |
| Document Number | 000T981096 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | T981096 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 226 RIDGEWOOD RD, DULUTH, MN 55804-1849 |
| Document Number | 000T981097 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 226 RIDGEWOOD RD DULUTH MN 558041849, DULUTH, MN 55804-1849 |
| Document Number | 000T981097 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | T981097 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,128.00 (+4.72%) Homeowner's exemption | ||
| 2025 | $5,852.00 (-1.32%) Homeowner's exemption | $459,900 (+6.09%) Land $116,100 Building $343,800 | $459,900 (+6.09%) Land $116,100 Building $343,800 |
| 2024 | $5,930.00 | $433,500 (+17.23%) Land $67,600 Building $365,900 | $433,500 (+17.23%) Land $67,600 Building $365,900 |
| 2022 | $369,800 Land $59,300 Building $310,500 | $369,800 Land $59,300 Building $310,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force 11 of 12 on primary residences |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Sep 1980, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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