St. Louis County property record for 220 Ridgewood Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1951 |
| Square Footage | 1,495 sqft Gross Area |
| Lot Size | 17,094 sqft (0.392 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2002) |
| Tax Bill | $5,428.00 (2026) |
Source: St. Louis County records · APN 010-3965-00100
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 RIDGEWOOD RD, DULUTH, MN 55804-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Apr 21, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2002 · Amount on Record |
| Deed Sale | Aug 01, 2002 · Amount on Record |
| Deed Doc Number | 2002727783 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 220 RIDGEWOOD RD, DULUTH, MN 55804-1849 |
| Document Number | 00T1030094 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 220 RIDGEWOOD RD DULUTH MN 558041849, DULUTH, MN 55804-1849 |
| Document Number | 00T1030094 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | T1030094 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 06, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 220 RIDGEWOOD RD, DULUTH, MN 55804-1849 |
| Document Number | 00T1023255 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 220 RIDGEWOOD RD DULUTH MN 558041849, DULUTH, MN 55804-1849 |
| Document Number | 00T1023255 |
|---|---|
| Date | May 11, 2020 |
| Instrument | T1023255 |
| Name | NORTHERN COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 10, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,428.00 (+11.92%) Homeowner's exemption | ||
| 2025 | $4,850.00 (-1.9%) Homeowner's exemption | $411,500 (+12.55%) Land $125,800 Building $285,700 | $411,500 (+12.55%) Land $125,800 Building $285,700 |
| 2024 | $4,944.00 | $365,600 (+17.07%) Land $73,200 Building $292,400 | $365,600 (+17.07%) Land $73,200 Building $292,400 |
| 2022 | $312,300 Land $64,200 Building $248,100 | $312,300 Land $64,200 Building $248,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 010-3965-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,495 sqft Gross Area |
| 1st Floor | 1,495 sqft 1st Floor |
| Basement Area | 660 sqft Basement |
| Finished Basement | 660 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Lot Area | 17,094 sqft (0.392 acres) |
| Garage Area | 440 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 44 sqft Deck |
| Porch Area | 21 sqft Porch |
| Sauna | Sauna |
| Storage Building | 100 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 723541 |
|---|---|
| Street Address | 220 RIDGEWOOD RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-1849 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLOCK 15 AND PART OF LOT 8 BLK 15 BEGAT SW CORNER THENCE N 50 FT THENCE E 2887/100 FT THENCE S 57 74/100 FT TO POINT |
| Legal Subdivision | RIDGEWOOD REARR BK 15-3RD REAR |
| Legal Block | 15 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 700 |
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