St. Louis County property record for 315 Ridgewood Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1947 |
| Square Footage | 2,497 sqft Gross Area |
| Lot Size | 30,205 sqft (0.693 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2006) |
| Tax Bill | $8,096.00 (2026) |
| Primary APN | 010-0710-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,497 sqft Gross Area |
| 1st Floor | 1,547 sqft 1st Floor |
| Basement Area | 266 sqft Basement |
| Finished Basement | 266 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Bungalow Style |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 30,205 sqft (0.693 acres) |
| Garage Area | 484 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 160 sqft Deck |
| Porch Area | 9 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 806455 |
|---|---|
| Street Address | 315 RIDGEWOOD RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-1852 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PART OF LOT 1, BLOCK 13, DESCRIBEDAS FOLLOWS: ASSUMING THE COMMON LINE BETWEENLOTS 1 AND 2 TO RUN NORTH AND |
| Legal Subdivision | CONGDON PARK DIV 3RD REARRANGE |
| Legal Block | 13 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 700 |
Source: St. Louis County records · APN 010-0710-00020
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 RIDGEWOOD RD, DULUTH, MN 55804-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit ENTRUST FINANCIAL CREDIT UNION |
| Sep 03, 2025 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU |
| Dec 02, 2021 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Jul 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS |
| Jul 20, 2018 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Nov 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2006 · Amount on Record |
| Deed Sale | Aug 03, 2006 · Amount on Record |
| Deed Doc Number | 2006821720 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 21, 2026 |
| Property Address | 315 RIDGEWOOD RD, DULUTH, MN 55804-1852 |
| Document Number | 0001101725 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20261101725 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 315 RIDGEWOOD RD, DULUTH, MN 55804-1852 |
| Investor | Possibly a Property Investor |
| Document Number | 0001101725, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20261101725 |
| Name | ENTRUST FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 315 RIDGEWOOD RD, DULUTH, MN 55804-1852 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 315 RIDGEWOOD RD, DULUTH, MN 55804-1852 |
| Document Number | 0001093748 |
|---|---|
| Date | Sep 03, 2025 |
| Instrument | 1093748 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 315 RIDGEWOOD RD, DULUTH, MN 55804-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001050279 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 1050279 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 315 RIDGEWOOD RD, DULUTH, MN 55804-1852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001043792 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 1043792 |
| Name | BOX HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 315 RIDGEWOOD RD, DULUTH, MN 55804-1852 |
| Document Number | 00A1000853 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 315 RIDGEWOOD RD DULUTH MN 558041852, DULUTH, MN 55804-1852 |
| Document Number | 00A1000853 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | A1000853 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 30, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 315 RIDGEWOOD RD, DULUTH, MN 55804-1852 |
| Document Number | 000T993277 |
| Instrument Date | Nov 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 315 RIDGEWOOD RD DULUTH MN 558041852, DULUTH, MN 55804-1852 |
| Document Number | 000T993277 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | T993277 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 17, 2027 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,096.00 (+6%) Homeowner's exemption | ||
| 2025 | $7,638.00 (+0.92%) Homeowner's exemption | $585,400 (+7%) Land $144,100 Building $441,300 | $585,400 (+7%) Land $144,100 Building $441,300 |
| 2024 | $7,568.00 | $547,100 (+17.25%) Land $84,000 Building $463,100 | $547,100 (+17.25%) Land $84,000 Building $463,100 |
| 2022 | $466,600 Land $73,600 Building $393,000 | $466,600 Land $73,600 Building $393,000 |
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