216 Ridgewood Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 216 Ridgewood Rd, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.25 Baths
Year BuiltBuilt 1952
Square Footage1,716 sqft Gross Area
Lot Size19,908 sqft (0.457 acres)
OccupancyOwner Occupied
Last Sale$320,000 (2020)
Tax Bill$6,044.00 (2026)

Owner

Source: St. Louis County records · APN 010-3965-00086

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address216 RIDGEWOOD RD, DULUTH, MN 55804-1849
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jun 23, 2020Warranty Deed, Transfer · Conventional Mortgage
SUPERIOR CHOICE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2020 · Amount on Record
Deed SaleJun 23, 2020 · Amount on Record
Deed Doc Number20201024909
Record RefreshedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address216 RIDGEWOOD RD, DULUTH, MN 55804-1849
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000995929
DateMar 14, 2018
Instrument995929
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 05, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 23, 2020
Property Address216 RIDGEWOOD RD, DULUTH, MN 55804-1849
Document Number00T1024909
Instrument DateJun 15, 2020
InstrumentT1024909
Transaction TypeTransfer
Record UpdatedAug 07, 2020
Title CompanyARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,056.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address216 RIDGEWOOD RD DULUTH MN 558041849, DULUTH, MN 55804-1849

Mortgage

Document NumberT1024910
DateJun 23, 2020
InstrumentT1024910
Lender
NameSUPERIOR CHOICE CU
TypeCredit Union
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 22, 2035
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,044.00 (+8.16%) Homeowner's exemption
2025$5,588.00 (+0.07%)$454,000 (+11.41%) Land $135,100 Building $318,900$454,000 (+11.41%) Land $135,100 Building $318,900
2024$5,584.00$407,500 (+17.1%) Land $78,700 Building $328,800$407,500 (+17.1%) Land $78,700 Building $328,800
2022$348,000 Land $69,000 Building $279,000$348,000 Land $69,000 Building $279,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN010-3965-00086
Alternative APN
  • 1091391

Interior

Bedrooms2 Beds
Full Baths2.25 Baths
Partial Baths1 Partial Baths
Total Rooms2 Rooms
Building Area1,716 sqft Gross Area
1st Floor1,716 sqft 1st Floor
Basement Area878 sqft Basement
Finished Basement878 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Lot Area19,908 sqft (0.457 acres)
Garage Area520 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type
Porch Area42 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1091391
Street Address216 RIDGEWOOD RD
CityDULUTH
StateMN
Zip55804-1849
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART OF LOT 8 BEG AT SE CORNER THENCE W100 FT TO SW CORNER THENCE N 30 DEG E 5774/100 FT THENCE E PARALLEL TO AND 50FT
Legal SubdivisionRIDGEWOOD REARR BK 15-3RD REAR
Legal Block15
Legal Lot Number8,13,71
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup2
Census Block2014
Census Tract700

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