212 Ft Mitchell Ave, Fort Mitchell (Covington), KY 41011 Property Records

Kenton County property record for 212 Ft Mitchell Ave, Fort Mitchell, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,573 sqft · built 1910
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$700,000 (Oct 2020)
Tax Bill$2,434 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Nov 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN027-40-03-007.00

Property Details

APN / Parcel Number

Primary APN027-40-03-007.00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,573 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialSlate
Lot Area16,988 sqft (0.389 acres)
Lot Dimensions170 ft deep x 100 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0274003007.00
Street Address212 FORT MITCHELL AVE
CityFT MITCHELL
StateKY
Zip41011-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFT MITCHELL LOTS 35-36
Legal SubdivisionFT MITCHELL
Legal Lot Number35-36 36
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2017
Census Tract64800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Fort Mitchell Historic District
listed 1989 · 104 contributing resources · NRIS 89001170

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address212 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SVGS BK
Nov 7, 2018Deed of Trust, Mortgage · Line of Credit
FIRST FIN'L BK&TR
Oct 25, 2018Deed of Trust, Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2020 · Amount on Record
Deed SaleOct 13, 2020 · Amount on Record
Prior SaleSep 7, 2005 · Amount on Record
Deed Document Number0000048998
Deed Book / Page48 / 998
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 13, 2020
Property Address212 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number0000000264
Book / Page000048 / 000998
Instrument DateOct 9, 2020
Instrument264
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1222 SOUTHGATE ST COVINGTON KY 410112004, COVINGTON, KY 41011-2004

Mortgage

Document Number265
DateOct 13, 2020
Book Page00M111/000610
Instrument265
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressBECKETT RIDGE, OH 45069
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 12, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address212 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number0000000202
Instrument DateNov 7, 2018
Transaction TypeMortgage
Record UpdatedDec 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address212 FORT MITCHELL AVE FORT MITCHELL KY 410112623, FORT MITCHELL, KY 41011-2623

Mortgage

Document Number0000000202
DateDec 6, 2018
Book Page0C6558/000178
Instrument202
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 5, 2043
Interest
Rate TypeAdjustable Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address212 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2623
Document Number0000000199
Instrument DateOct 25, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address212 FORT MITCHELL AVE FORT MITCHELL KY 410112623, FORT MITCHELL, KY 41011-2623

Mortgage

Document Number0000000199
DateOct 31, 2018
Book Page0C6536/000108
Instrument199
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,434.00 (-8.5%) Homeowner's exemption$700,000 (-) Land $120,000 Building $580,000$700,000 (-) Land $120,000 Building $580,000
2023$2,660.00 Homeowner's exemption$700,000 Land $120,000 Building $580,000$700,000 Land $120,000 Building $580,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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