226 E Hartford St, Hernando, FL 34442 Property Records

Citrus County property record for 226 E Hartford St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,618 sqft · built 1990
Lot Size0.501 acres (21,825 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (May 2026)
Tax Bill$4,305 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Oct 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00290-0150

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00290-0150
Alternative APNs
  • 1818S19E0110002900150
  • 2295503

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,618 sqft Living Area
Gross Area3,388 sqft
1st Floor Area2,618 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeHip
Roof MaterialFiberglass
Lot Area21,825 sqft (0.501 acres)
Lot Dimensions145 ft deep x 150 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area440 sqft
Parking Spaces8 Parking Spaces
Pool Area288 sqft
PorchFinished/Screened Porch
Porch Area438 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2295503
Street Address226 E HARTFORD ST
CityHERNANDO
StateFL
Zip34442-8311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LOT 15 BLK 29
Legal Range19E
Legal Township18S
Legal Section30
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block29
Legal Lot Number15
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3008
Census Tract450703

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00290-0150

Assessment roll updated December 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address226 E HARTFORD ST, HERNANDO, FL 34442-8311
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 04, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 23, 2017Deed of Trust, Mortgage · Commercial Mortgage
BRANNEN BANK
Dec 07, 2017Deed of Trust, Mortgage · VA Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Oct 01, 2020Deed of Trust, Mortgage · VA Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Apr 09, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY
Mar 27, 2017Warranty Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2026 · Amount on Record
Deed SaleMay 04, 2026 · Amount on Record
Prior SaleApr 09, 2021 · Amount on Record
Deed Document Number202625836
Deed Book / Page3666 / 894
Prior Transfer DateAug 31, 2012
Prior Transfer Doc0025041054
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 04, 2026
Property Address226 E HARTFORD ST, HERNANDO, FL 34442-8311
Document Number0000025836
Book / Page3666 / 894
Instrument DateApr 29, 2026
Instrument2026.25836
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyCITRUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$293,405.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 E HARTFORD ST, HERNANDO, FL 34442-8311

Mortgage

Document Number0000025837,
DateMay 04, 2026
Instrument2026..25837
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address226 E HARTFORD ST, HERNANDO, FL 34442-8311
Transaction TypeMortgage
Record UpdatedMay 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028591459
DateOct 23, 2017
Book Page2859/1459
Instrument2017048495
Lender
NameBRANNEN BANK
TypeBank
AddressINVERNESS, FL 34451
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueOct 20, 2032

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address226 E HARTFORD ST, HERNANDO, FL 34442-8311
Transaction TypeMortgage
Record UpdatedMay 07, 2021
Title CompanyLAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028672468
DateDec 07, 2017
Book Page2867/2468
Instrument2017055608
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2047

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address226 E HARTFORD ST, HERNANDO, FL 34442-8311
Transaction TypeMortgage
Record UpdatedMay 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 E HARTFORD ST, HERNANDO, FL 34442-8311

Mortgage

Document Number0030960809
DateOct 01, 2020
Book Page3096/809
Instrument2020052554
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 09, 2021
Property Address226 E HARTFORD ST, HERNANDO, FL 34442-8311
Document Number0031521554
Book / Page3152 / 1554
Map ReferenceMB 9 PG 73-83
Instrument DateMar 31, 2021
Instrument2021023036
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,408.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address771E E HARTFORD ST # ST1B, ST1B, HERNANDO, FL 34442-8224

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address226 E HARTFORD ST, HERNANDO, FL 34442-8311

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 27, 2017
Property Address226 E HARTFORD ST, HERNANDO, FL 34442-8311
Document Number0028181452
Book / Page002818 / 001452
Instrument DateMar 24, 2017
Instrument13687
Transaction TypeTransfer
Record UpdatedApr 24, 2017
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$1,323.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address226 E HARTFORD ST HERNANDO FL 344428311, HERNANDO, FL 34442-8311

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,305.00 (+4.11%) Homeowner's exemption$314,791 (-7.55%)$331,765 (-2.56%) Land $35,000 Building $296,765
2024$4,135.00 (+2.35%) Homeowner's exemption Additional exemption filed$340,485 (+1.22%) Land $33,500 Building $306,985$340,485 (+1.22%) Land $33,500 Building $306,985
2023$4,040.00 (+6.82%) Homeowner's exemption Additional exemption filed$336,396 (+16.66%) Land $30,500 Building $305,896$336,396 (+16.66%) Land $30,500 Building $305,896
2022$3,782.00 Homeowner's exemption Additional exemption filed$288,358 Land $29,000 Building $259,358$288,358 Land $29,000 Building $259,358

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), as of January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6094871, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGREENBRIAR I
private · serves 300 people
Water SourceGroundwater
Last State InspectionApr 2025
Also Mapped HereCITRUS CO UTL/CHARLES A. BLACK
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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