Citrus County property record for 226 E Hartford St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,618 sqft · built 1990 |
| Lot Size | 0.501 acres (21,825 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (May 2026) |
| Tax Bill | $4,305 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00290-0150 |
| Primary APN | 19E-18S-18-0110-00290-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,618 sqft Living Area |
| Gross Area | 3,388 sqft |
| 1st Floor Area | 2,618 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 21,825 sqft (0.501 acres) |
| Lot Dimensions | 145 ft deep x 150 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 438 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2295503 |
|---|---|
| Street Address | 226 E HARTFORD ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-8311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LOT 15 BLK 29 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 29 |
| Legal Lot Number | 15 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 450703 |
Source: Citrus County records · APN 19E-18S-18-0110-00290-0150
Assessment roll updated December 3, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 04, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Oct 23, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BRANNEN BANK |
| Dec 07, 2017 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Oct 01, 2020 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Apr 09, 2021 | Warranty Deed, Transfer STEWART TITLE COMPANY |
| Mar 27, 2017 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2026 · Amount on Record |
| Deed Sale | May 04, 2026 · Amount on Record |
| Prior Sale | Apr 09, 2021 · Amount on Record |
| Deed Document Number | 202625836 |
| Deed Book / Page | 3666 / 894 |
| Prior Transfer Date | Aug 31, 2012 |
| Prior Transfer Doc | 0025041054 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 04, 2026 |
| Property Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Document Number | 0000025836 |
| Book / Page | 3666 / 894 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.25836 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | CITRUS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293,405.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Document Number | 0000025837, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 2026..25837 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028591459 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 2859/1459 |
| Instrument | 2017048495 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34451 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0028672468 |
|---|---|
| Date | Dec 07, 2017 |
| Book Page | 2867/2468 |
| Instrument | 2017055608 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Document Number | 0030960809 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 3096/809 |
| Instrument | 2020052554 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 09, 2021 |
| Property Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Document Number | 0031521554 |
| Book / Page | 3152 / 1554 |
| Map Reference | MB 9 PG 73-83 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021023036 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 771E E HARTFORD ST # ST1B, ST1B, HERNANDO, FL 34442-8224 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 27, 2017 |
| Property Address | 226 E HARTFORD ST, HERNANDO, FL 34442-8311 |
| Document Number | 0028181452 |
| Book / Page | 002818 / 001452 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 13687 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,323.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 226 E HARTFORD ST HERNANDO FL 344428311, HERNANDO, FL 34442-8311 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,305.00 (+4.11%) Homeowner's exemption | $314,791 (-7.55%) | $331,765 (-2.56%) Land $35,000 Building $296,765 |
| 2024 | $4,135.00 (+2.35%) Homeowner's exemption Additional exemption filed | $340,485 (+1.22%) Land $33,500 Building $306,985 | $340,485 (+1.22%) Land $33,500 Building $306,985 |
| 2023 | $4,040.00 (+6.82%) Homeowner's exemption Additional exemption filed | $336,396 (+16.66%) Land $30,500 Building $305,896 | $336,396 (+16.66%) Land $30,500 Building $305,896 |
| 2022 | $3,782.00 Homeowner's exemption Additional exemption filed | $288,358 Land $29,000 Building $259,358 | $288,358 Land $29,000 Building $259,358 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), as of January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system FL6094871, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GREENBRIAR I private · serves 300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | CITRUS CO UTL/CHARLES A. BLACK |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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