198 E Hartford St, Hernando, FL 34442 Property Records

Citrus County property record for 198 E Hartford St, Hernando, FL 34442 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,275 sqft · built 1986
Lot Size	0.501 acres (21,825 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Nov 2025)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00290-017.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00290-017.0`
Alternative APNs	`1818S19E0110002900170` `2295520`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	2,275 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	21,825 sqft (0.501 acres)
Lot Dimensions	145 ft deep x 150 ft wide
Garage Area	528 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	674 sqft
Patio Area	372 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2295520
Old Parcel Number	1818S19E0110002900170
Street Address	198 E HARTFORD ST
City	HERNANDO
State	FL
Zip	34442-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LOT 17 BLK 29
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	29
Legal Lot Number	17
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3008
Census Tract	450703

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00290-017.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	198 E HARTFORD ST, HERNANDO, FL 34442-8310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	2025069392
Deed Book / Page	3619 / 2160
Record Updated	Jun 08, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 14, 2025
Property Address	198 E HARTFORD ST, HERNANDO, FL 34442-8310
Document Number	0036192160
Book / Page	3619 / 2160
Map Reference	MB 9 PG 73-83
Instrument Date	Nov 12, 2025
Instrument	2025069392
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11751 PASETTO LN, FORT MYERS, FL 33908-2675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 E HARTFORD ST, HERNANDO, FL 34442-8310

Mortgage

Document Number	0036192162
Date	Nov 14, 2025
Book Page	3619/2162
Instrument	2025069393

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (+4.91%) Homeowner's exemption Additional exemption filed	$310,167 (-5.15%) Land $35,000 Building $275,167	$310,167 (-5.15%) Land $35,000 Building $275,167
2024	$2,547.00 (+2.54%) Homeowner's exemption Additional exemption filed	$327,001 (+2.94%) Land $33,500 Building $293,501	$327,001 (+2.94%) Land $33,500 Building $293,501
2023	$2,484.00 (+6.79%) Homeowner's exemption Additional exemption filed	$317,647 (+16.26%) Land $30,500 Building $287,147	$317,647 (+16.26%) Land $30,500 Building $287,147
2022	$2,326.00 Homeowner's exemption Additional exemption filed	$273,212 Land $29,000 Building $244,212	$273,212 Land $29,000 Building $244,212

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force 7 of 7 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.