Citrus County property record for 118 E Hartford St, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 1987 |
| Lot Size | 0.501 acres (21,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,800 (May 2025) |
| Tax Bill | $2,370 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00290-023.0 |
| Primary APN | 19E-18S-18-0110-00290-023.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 21,825 sqft (0.501 acres) |
| Lot Dimensions | 145 ft deep x 150 ft wide |
| Garage Area | 540 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 362 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2295589 |
|---|---|
| Old Parcel Number | 1818S19E0110002900230 |
| Street Address | 118 E HARTFORD ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-8310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS FIRST ADDITION PB 9 PG 73-83 N 1/2 LOT 23 BLK 29. |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 29 |
| Legal Lot Number | 23 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 450703 |
Source: Citrus County records · APN 19E-18S-18-0110-00290-023.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 118 E HARTFORD ST, HERNANDO, FL 34442-8310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Jul 17, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage REGIONS MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2025 · Amount on Record |
| Deed Sale | May 02, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Document Number | 2025026724 |
| Deed Book / Page | 3562 / 2356 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 118 E HARTFORD ST, HERNANDO, FL 34442-8310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 118 E HARTFORD ST, HERNANDO, FL 34442-8310 |
| Document Number | 0032451327 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 3245/1327 |
| Instrument | 2022004173 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 118 E HARTFORD ST, HERNANDO, FL 34442-8310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031562417 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 3156/2417 |
| Instrument | 2021026362 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Apr 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 17, 2017 |
| Property Address | 118 E HARTFORD ST, HERNANDO, FL 34442-8310 |
| Document Number | 0028410681 |
| Book / Page | 2841 / 0681 |
| Map Reference | MB9 PG73-83 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 2017033041 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | WOLLINKA WIKLE TITLE INS AGE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4001 N ROSCOE RD, 4001, HERNANDO, FL 34442-3141 |
| Name | Verified Name |
|---|---|
| Address | 118 E HARTFORD ST, HERNANDO, FL 34442-8310 |
| Document Number | 0028410683 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2841/0683 |
| Name | REGIONS MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,370.00 (+5.19%) Homeowner's exemption Additional exemption filed | $257,224 (-2.09%) Land $35,000 Building $222,224 | $257,224 (-2.09%) Land $35,000 Building $222,224 |
| 2024 | $2,253.00 (+2.64%) Homeowner's exemption Additional exemption filed | $262,710 (+2.36%) Land $33,500 Building $229,210 | $262,710 (+2.36%) Land $33,500 Building $229,210 |
| 2023 | $2,195.00 (+6.92%) Homeowner's exemption Additional exemption filed | $256,663 (+14.3%) Land $30,500 Building $226,163 | $256,663 (+14.3%) Land $30,500 Building $226,163 |
| 2022 | $2,053.00 Homeowner's exemption Additional exemption filed | $224,543 Land $29,000 Building $195,543 | $224,543 Land $29,000 Building $195,543 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), as of January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 134 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system FL6094871, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GREENBRIAR I private · serves 300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | CITRUS CO UTL/CHARLES A. BLACK |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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