168 E Hartford St, Hernando, FL 34442 Property Records

Citrus County property record for 168 E Hartford St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,936 sqft · built 1987
Lot Size	0.501 acres (21,825 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Dec 2024)
Tax Bill	$5,393 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00290-019.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00290-019.0`
Alternative APNs	`1818S19E0110002900190` `2295546`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,825 sqft (0.501 acres)
Lot Dimensions	145 ft deep x 150 ft wide
Garage Area	462 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Enclosed Porch
Porch Area	644 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2295546
Old Parcel Number	1818S19E0110002900190
Street Address	168 E HARTFORD ST
City	HERNANDO
State	FL
Zip	34442-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LOT 19 BLK 29
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	29
Legal Lot Number	19
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3008
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	168 E HARTFORD ST, HERNANDO, FL 34442-8310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Mar 31, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
May 1, 2017	Grant Deed, Transfer · VA Mortgage IFREEDOM DIRECT
Jan 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	2024073521
Deed Book / Page	3524 / 1881
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	168 E HARTFORD ST, HERNANDO, FL 34442-8310
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 E HARTFORD ST, HERNANDO, FL 34442-8310

Mortgage

Document Number	0036271607
Date	Dec 16, 2025
Book Page	3627/1607
Instrument	2025075218

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	168 E HARTFORD ST, HERNANDO, FL 34442-8310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030500389
Date	Mar 31, 2020
Book Page	3050/389
Instrument	2020017234

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CITRUS FL
Recording Date	May 1, 2017
Property Address	168 E HARTFORD ST, HERNANDO, FL 34442-8310
Document Number	0028252276
Book / Page	002825 / 002276
Instrument Date	Apr 28, 2017
Instrument	20144
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 E HARTFORD ST HERNANDO FL 344428310, HERNANDO, FL 34442-8310

Mortgage

Document Number	28252278
Date	May 1, 2017
Book Page	002825/002278
Instrument	20145

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 27, 2017
Property Address	168 E HARTFORD ST, HERNANDO, FL 34442-8310
Document Number	0028070902
Book / Page	002807 / 000902
Instrument Date	Jan 20, 2017
Instrument	3905
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,417.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST OMAHA NE 681649672, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,393.00 (+77.23%) Additional exemption filed	$349,481 (-3.31%) Land $35,000 Building $314,481	$349,481 (-3.31%) Land $35,000 Building $314,481
2024	$3,043.00 (+2.49%) Homeowner's exemption Additional exemption filed	$361,455 (+2.54%) Land $33,500 Building $327,955	$361,455 (+2.54%) Land $33,500 Building $327,955
2023	$2,969.00 (+6.91%) Homeowner's exemption Additional exemption filed	$352,516 (+16.84%) Land $30,500 Building $322,016	$352,516 (+16.84%) Land $30,500 Building $322,016
2022	$2,777.00 Homeowner's exemption Additional exemption filed	$301,704 Land $29,000 Building $272,704	$301,704 Land $29,000 Building $272,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENBRIAR I private · serves 300 people · EPA ID FL6094871
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	CITRUS CO UTL/CHARLES A. BLACK
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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