2254 Tom St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2254 Tom St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 2018
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2018)
Tax Bill	$1,652 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-0780-0QQ00-1520`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-0780-0QQ00-1520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,525 sqft Heated Area
Gross Area	2,125 sqft
1st Floor Area	1,983 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	1,250 ft deep x 500 ft wide
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S2607800QQ001520
Street Address	2254 TOM ST
City	NAVARRE
State	FL
Zip	32566-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2M
Legal Description	NEW DESCRIPITON FOR 2017 CRESCENT SHORES PORTION OF LOT QQ DESC PER SURVEY AS PARCEL 1: COM AT NE CORN OF LOT QQ THN W ON N
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	CRESCENT SHORES
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1004
Census Tract	10828

Owner

2254 Tom St is owned and occupied by an individual who bought it in June 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	2254 TOM ST, NAVARRE, FL 32566-3342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Deed Document Number	201825278
Deed Book / Page	3738 / 1326
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 18, 2018
Property Address	2254 TOM ST, NAVARRE, FL 32566-3342
Document Number	0037381326
Book / Page	003738 / 001326
Instrument Date	Jun 14, 2018
Instrument	25278
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2254 TOM ST NAVARRE FL 325663342, NAVARRE, FL 32566-3342

Mortgage

Document Number	37381328
Date	Jun 18, 2018
Book Page	003738/001328
Instrument	25279

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,652.00 (+2.74%) Homeowner's exemption	$170,167 (+3%)	$271,363 (-5.43%) Land $33,000 Building $238,363
2023	$1,608.00 (+3.08%) Homeowner's exemption	$165,211 (+3%)	$286,958 (+11%) Land $30,000 Building $256,958
2022	$1,560.00 Homeowner's exemption	$160,399	$258,518 Land $27,000 Building $231,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2254 Tom St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2254 Tom St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20