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2244 Tom St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2244 Tom St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,780 sqft · built 2020
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on Record
Last Sale$272,500 (Nov 2020)
Tax Bill$164 (2024)
Deeds & MortgagesDec 2020 Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-2S-26-0780-0QQ90-0000

Property Details

APN / Parcel Number

Primary APN21-2S-26-0780-0QQ90-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,780 sqft Heated Area
Gross Area2,513 sqft
1st Floor Area2,278 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2020
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions1,250 ft deep x 500 ft wide
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number212S2607800QQ900000
Street Address2244 TOM ST
CityNAVARRE
StateFL
Zip32566-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2M
Legal DescriptionCRESCENT SHORES PORT OF LOT QQ & BEING N 1/2 OF LOT 16 OF POPE UNREC SUB DES AS FOLLWS: COM AT NE CORNER OF LOT QQ THN W
Legal Range26W
Legal Township02S
Legal Section21
Legal SubdivisionCRESCENT SHORES
Legal Lot Number16
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1004
Census Tract10828

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2244 TOM ST, NAVARRE, FL 32566-3342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage
ATLANTIC UNION BK
Nov 4, 2020Warranty Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
Feb 14, 2019Warranty Deed, Transfer
FIRST NATIONAL LAND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2020 · Amount on Record
Deed SaleNov 4, 2020 · Amount on Record
Prior SaleJul 6, 2016 · Amount on Record
Deed Document Number202058358
Deed Book / Page4024 / 1719
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2244 TOM ST, NAVARRE, FL 32566-3342
Document Number0040501036
Instrument DateDec 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 STILLWOOD DR SNELLVILLE GA 300394494, SNELLVILLE, GA 30039-4494

Mortgage

Document Number0040501036
DateDec 30, 2020
Book Page004050/001036
Instrument71061
Lender
NameATLANTIC UNION BK
AddressRESTON, VA 20191
Agreement
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 4, 2020
Property Address2244 TOM ST, NAVARRE, FL 32566-3342
Document Number0040241719
Book / Page4024 / 1719
Instrument DateOct 30, 2020
Instrument202058358
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyFIRST NATL LAND TTL CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,907.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2250 TOM ST, 2250, NAVARRE, FL 32566-3342

Transferred To (Grantee/Buyer)

NameVerified Name
Address2244 TOM ST, NAVARRE, FL 32566-3342

Mortgage

Document Number0040241721
DateNov 4, 2020
Instrument4024/1721
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 14, 2019
Property Address2244 TOM ST, NAVARRE, FL 32566-3342
Document Number0038031860
Book / Page003803 / 001860
Instrument DateFeb 12, 2019
Instrument5753
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyFIRST NATIONAL LAND TITLE

Transaction

AmountAmount Recorded
Tax$266.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address17 SHADY LN MARY ESTHER FL 325691943, MARY ESTHER, FL 32569-1943

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$164.00 (+7.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$258,516 (+3%)$299,330 (-6.11%) Land $33,000 Building $266,330
2023$153.00 (+6.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$250,986 (+3%)$318,794 (+12.13%) Land $30,000 Building $288,794
2022$143.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$243,676$284,312 Land $27,000 Building $257,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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