Santa Rosa County property record for 2256 Tom St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,767 sqft · built 2019 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $243,000 (Mar 2019) |
| Tax Bill | $2,212 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0QQ00-1510 |
| Primary APN | 21-2S-26-0780-0QQ00-1510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,767 sqft Heated Area |
| Gross Area | 2,425 sqft |
| 1st Floor Area | 2,187 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 1,250 ft deep x 500 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S2607800QQ001510 |
|---|---|
| Street Address | 2256 TOM ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | CRESCENT SHORES PORTION OF LOT QQ DESC AS FOLLOWS PARCEL 5: COM AT NE CORN OF LOT QQ THN W ON N LOT LN 472.8 FT THN S 744.45 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | CRESCENT SHORES |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2256 TOM ST, NAVARRE, FL 32566-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 4, 2019 | Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Jan 28, 2019 | Warranty Deed, Transfer |
| Jan 28, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Jul 23, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on Record |
| Deed Sale | Mar 4, 2019 · Amount on Record |
| Prior Sale | Jul 23, 2018 |
| Deed Document Number | 201908041 |
| Deed Book / Page | 3807 / 2031 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2256 TOM ST, NAVARRE, FL 32566-3342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0040172052 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 4017/2052 |
| Instrument | 202054914 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 4, 2019 |
| Property Address | 2256 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0038072031 |
| Book / Page | 3807 / 2031 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 201908041 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST NATL LAND TTL CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,701.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2760 COPPER REEF DR, 2760, NAVARRE, FL 32566-8863 |
| Name | Verified Name |
|---|---|
| Address | 2256 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0201908042 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 201908042 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 2256 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0037991016 |
| Book / Page | 003799 / 001016 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 3194 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2760 COPPER REEF DR NAVARRE FL 325668863, NAVARRE, FL 32566-8863 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 2256 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0037991017 |
| Book / Page | 003799 / 001017 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 3195 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2760 COPPER REEF DR NAVARRE FL 325668863, NAVARRE, FL 32566-8863 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 23, 2018 |
| Property Address | 2256 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0037492021 |
| Book / Page | 003749 / 002021 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 31122 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 SHADY LN MARY ESTHER FL 325691943, MARY ESTHER, FL 32569-1943 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,212.00 (+2.36%) Homeowner's exemption | $219,112 (+3%) | $280,552 (-5.99%) Land $33,000 Building $247,552 |
| 2023 | $2,161.00 (+2.81%) Homeowner's exemption | $212,730 (+3%) | $298,440 (+11.88%) Land $30,000 Building $268,440 |
| 2022 | $2,102.00 Homeowner's exemption | $206,534 | $266,762 Land $27,000 Building $239,762 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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