Santa Rosa County property record for 2258 Tom St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,746 sqft · built 2020 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,500 (Mar 2020) |
| Tax Bill | $3,478 (2024) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Aug 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0QQ00-1500 |
| Primary APN | 21-2S-26-0780-0QQ00-1500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,746 sqft Heated Area |
| Gross Area | 2,426 sqft |
| 1st Floor Area | 2,222 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 1,250 ft deep x 500 ft wide |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S2607800QQ001500 |
|---|---|
| Street Address | 2258 TOM ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | CRESCENT SHORES PORT OF LOT QQ DESC IN SURVEY AS PARCEL 4: COM AT NE CORN OF LOT QQ THN W ON N LOT LN 472.8 FT THN S 694.45 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | CRESCENT SHORES |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10828 |
2258 Tom St is owned by two individuals who bought it in March 2020.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 S OAK HILL WAY, AURORA, CO 80018-1736 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2020 | Warranty Deed, Subdivision Related Transfer MORTGAGE ONE/SOUTH |
| Aug 30, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NAT'L BK |
| Jul 8, 2019 | Deed, Transfer · Construction Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on File |
| Deed Sale | Mar 3, 2020 · Amount on File |
| Prior Sale | Jul 8, 2019 · Amount on File |
| Deed Document Number | 202010346 |
| Deed Book / Page | 3924 / 1730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 2258 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0039241730 |
| Book / Page | 003924 / 001730 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 10346 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2020 |
| Title Company | FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NAT'L LAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,810.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2258 TOM ST NAVARRE FL 325663342, NAVARRE, FL 32566-3342 |
| Document Number | 39241732 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 003924/001732 |
| Instrument | 10347 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | F, FL 32548 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 30, 2019 |
| Property Address | 2258 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0038651064 |
| Book / Page | 003865 / 001064 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 38808 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2250 TOM ST NAVARRE FL 325663342, NAVARRE, FL 32566-3342 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2258 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0038541189 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2250 TOM ST NAVARRE FL 325663342, NAVARRE, FL 32566-3342 |
| Document Number | 0038541189 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 003854/001189 |
| Instrument | 32929 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 8, 2019 |
| Property Address | 2258 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0038470087 |
| Book / Page | 3847 / 0087 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 201929025 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 SHADY LN, 17, MARY ESTHER, FL 32569-1943 |
| Name | Verified Name |
|---|---|
| Address | 2250 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0038470090 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 3847/0090 |
| Instrument | 201929027 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA BEACH, FL 32459 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 3, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,478.00 (-2.22%) | $291,821 (-5.69%) Land $33,000 Building $258,821 | $291,821 (-5.69%) Land $33,000 Building $258,821 |
| 2023 | $3,557.00 (+9.85%) | $309,421 (+12.33%) Land $30,000 Building $279,421 | $309,421 (+12.33%) Land $30,000 Building $279,421 |
| 2022 | $3,238.00 | $275,457 | $275,457 Land $27,000 Building $248,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2258 Tom St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2258 Tom St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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