22514 Arbor Stream Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 22514 Arbor Stream Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,764 sqft · built 2000
Lot Size	0.247 acres (10,762 sqft)
Owner	Individual Name on Record
Tax Bill	$10,196 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R232603`

Property Details

APN / Parcel Number

Primary APN	`R232603`
Alternative APN	`2259-01-001-0520-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,764 sqft Living Area
1st Floor Area	2,451 sqft
2nd Floor Area	1,313 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,762 sqft (0.247 acres)
Lot Dimensions	120 ft deep x 89.7 ft wide
Garage Type	Mixed
Garage Area	483 sqft
Carport	Carport
Carport Area	332 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R232603
Street Address	22514 ARBOR STREAM DR
City	KATY
State	TX
Zip	77450-8237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH CINCO FOREST SEC 1, BLOCK 1, LOT 52
Legal Subdivision	CINCO RANCH CINCO FOREST SEC 1
Legal Block	1
Legal Lot Number	52
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2029
Census Tract	673008

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22514 ARBOR STREAM DR, KATY, TX 77450-8237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Vendor's Lien, Transfer · Conventional Mortgage THIRD COAST BANK SSB
Oct 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020
Deed Sale	Oct 20, 2020
Prior Sale	Sep 13, 2000
Deed Document Number	2020145635
Record Updated	Jun 8, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Oct 20, 2020
Property Address	22514 ARBOR STREAM DR, KATY, TX 77450-8237
Document Number	0000145635
Map Reference	SL 1842/A&1843/A
Instrument Date	Oct 19, 2020
Instrument	2020145635
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22514 ARBOR STREAM DR, KATY, TX 77450-8237

Mortgage

Document Number	0000145636
Date	Oct 20, 2020
Instrument	2020145636

Lender

Name	THIRD COAST BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FORT BEND TX
Recording Date	Oct 27, 2017
Property Address	22514 ARBOR STREAM DR, KATY, TX 77450-8237
Instrument Date	Sep 23, 2017
Instrument	118543
Transaction Type	Construction Loan
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22514 ARBOR STREAM DR KATY TX 774508237, KATY, TX 77450-8237

Mortgage

Document Number	0000118543
Date	Oct 27, 2017
Instrument	118543

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,196.00 (+0.11%) Homeowner's exemption	$620,196 (+5.85%) Land $127,559 Building $492,637	$620,196 (+5.85%) Land $127,559 Building $492,637
2024	$10,185.00 (+7.93%) Homeowner's exemption	$585,930 (+9.56%) Land $127,559 Building $458,371	$585,930 (-1.12%) Land $127,559 Building $458,371
2023	$9,437.00 (-0.59%) Homeowner's exemption	$534,798 Land $98,123 Building $494,419	$592,542 Land $98,123 Building $494,419
2018	$9,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	184 in force
Nearby Flood Claims	7 (2017)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 2 serves 4,743 people · EPA ID TX0790306
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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