22510 Arbor Stream Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 22510 Arbor Stream Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,808 sqft · built 2000
Lot Size0.236 acres (10,308 sqft)
OwnerIndividual Name on Record
Tax Bill$9,025 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR232604

Property Details

APN / Parcel Number

Primary APNR232604
Alternative APN
  • 2259-01-001-0530-914

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,808 sqft Living Area
1st Floor Area2,341 sqft
2nd Floor Area1,467 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,308 sqft (0.236 acres)
Lot Dimensions120 ft deep x 85.6 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR232604
Street Address22510 ARBOR STREAM DR
CityKATY
StateTX
Zip77450-8237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCINCO RANCH CINCO FOREST SEC 1, BLOCK 1, LOT 53
Legal SubdivisionCINCO RANCH CINCO FOREST SEC 1
Legal Block1
Legal Lot Number53
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group2
Census Block2029
Census Tract673008

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address22510 ARBOR STREAM DR, KATY, TX 77450-8237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Deed of Trust, Mortgage · SBA Mortgage
AAXY LLC
Jan 9, 2019Vendor's Lien, Transfer
AAXY LLC
Oct 10, 2017Trustee's Deed, Construction Loan · Construction Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2019
Deed SaleJan 9, 2019
Prior SaleOct 2, 2000
Deed Document Number2019003208
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address22510 ARBOR STREAM DR, KATY, TX 77450-8237
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyMONARCH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000187300
DateDec 30, 2020
Instrument2020187300
Lender
NameAAXY LLC
TypeMortgage Company
AddressAUSTIN, TX 78729
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

January 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateJan 9, 2019
Property Address22510 ARBOR STREAM DR, KATY, TX 77450-8237
Document Number0000003208
Instrument DateJan 7, 2019
Instrument2019003208
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyFRONTIER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address22510 ARBOR STREAM DR, KATY, TX 77450-8237

Mortgage

Document Number0000003209
DateJan 9, 2019
Instrument2019003209
Lender
NameAAXY LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Mortgage

Document Number0000003210
DateJan 9, 2019
Instrument2019003210
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressFORT WORTH, TX 76155
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term344 Months
DueSep 12, 2047

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFORT BEND TX
Recording DateOct 10, 2017
Property Address22510 ARBOR STREAM DR, KATY, TX 77450-8237
Instrument DateSep 28, 2017
Instrument110925
Transaction TypeConstruction Loan
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22510 ARBOR STREAM DR KATY TX 774508237, KATY, TX 77450-8237

Mortgage

Document Number0000110925
DateOct 10, 2017
Instrument110925
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term180 Months
DueOct 9, 2032

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,025.00 (+4.15%) Homeowner's exemption$563,679 (+1%) Land $115,700 Building $477,883$593,583 (+1.83%) Land $115,700 Building $477,883
2024$8,665.00 (+7.29%) Homeowner's exemption$512,435 (+1%) Land $115,700 Building $467,205$582,905 (+4.69%) Land $115,700 Building $467,205
2023$8,076.00 (+12.94%) Homeowner's exemption$465,850 Land $89,000 Building $467,774$556,774 Land $89,000 Building $467,774
2018$7,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 184 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies184 in force
Nearby Flood Claims7 (2017)
Claims Outside the SFHA7 of 7
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCO MUD 2
serves 4,743 people · EPA ID TX0790306
Water SourcePurchased groundwater from CINCO MUD 1
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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